8 years in the Marine Corps taught me to give it to people straight, that's how I talk mortgage. Branch Manager at West Capital Lending, licensed in 27 states with 160+ lenders behind me. My specialty: keeping your low first mortgage intact and adding a second or HELOC to tap equity, instead of refinancing away a rate you won't see again. I also find paths to approval on files others decline. Kentucky bourbon guy. NMLS #1841234 | Company NMLS #1566096 | Equal Housing Opportunity
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