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    πŸ“‰πŸ“ˆ Market commentary for Monday July 20, 2026.
    Real Estate

    πŸ“‰πŸ“ˆ Market commentary for Monday July 20, 2026.

    #real-estate#home-buying#mortgage-planning#mortgage-rates#personal-finance#mortgage-loans
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    Local Professional

    July 20, 2026
    Β·
    1 min read
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    Recap

    Friday saw mortgage bonds slip a bit through the afternoon, but not enough to trigger lender reprices. Basically the quiet day that we expected.

    Rate outlook for today...

    Rate sheets today will slip a bit as oil prices remain elevated but didn't get much worse over the weekend. Brent crude did break $90/barrel for a bit but rolled back after Iran's Foreign Ministry spokesman indicated Tehran could pursue negotiations with the U.S. Expect rate sheets to move as oil prices fluctuate, and for rates to move higher if oil breaks back above $100 a barrel.

    Reprice risk today is low, mortgage bonds starting off the day with a bit of losses, but not likely to see any bigger sell off. There's no economic data today, so bonds will ride the headlines and grab the coattails of oil prices, but aren't likely to make any big moves. Rates are likely to stay right where we've seen them for the last week, with pricing on the better side but not the best... likely close to what we saw last Thursday when bonds were at the same levels.

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    Brian Cavanaugh

    @briancavanaugh

    Senior Loan Officer & Branch Manager| NMLS # 441864

    With nearly 23 years in the mortgage industry, I love helping homebuyers and homeowners in Massachusetts navigate the loan process with confidence. Based in the Boston suburbs, I work with clients across the Greater Boston area. I specialize in jumbo loans, first-time homebuyer programs, and Affinity Mortgage Lending.

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