mortgage
Qualifying With a 12-Month Bank Statement Loan
Self-employed borrowers may be able to use 12 months of bank deposits instead of tax returns to qualify income for a home loan. Here's how cash flow may unlock mortgage approval.
@danbardenhagen
Sr. Loan Officer | NMLS# 653667
Northpointe Home Loans
Mortgage Loan Officer
Aloha, I’m Dan Bardenhagen, a mortgage loan officer with Northpointe Home Loans and more than 25 years of experience helping homebuyers, homeowners and real estate investors. Based on Maui, I specialize in Hawaii condo and condotel financing, including properties affected by vacation rentals, deferred maintenance, special assessments, litigation or commercial space. I also offer conventional, FHA, VA, jumbo and Non-QM programs, including bank-statement and DSCR loans. Through The Bardenhagen Lending Team at Northpointe Home Loans, I provide clear guidance, responsive communication and creative financing solutions. Although Hawaii is my specialty, I help clients finance residential and investment properties nationwide.
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