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    2. Topics
    3. Real Estate
    4. first time homebuyer loan
    5. The Typical First Time Homebuyer is Now 40
    1 min
    The Typical First Time Homebuyer is Now 40
    Real Estate

    The Typical First Time Homebuyer is Now 40

    HHolly Solari
    November 10, 2026

    The typical first-time homebuyer is now 40 years old. According to the National Association of REALTORS®’ 2025 Profile of Home Buyers and Sellers, the median age of a first-time buyer reached a record high of 40, up from 38 the year before. First-time buyers also represented just 21% of home purchases.

    As a millennial myself, that one really stood out to me.

    Making the jump from renting to owning in Petaluma can feel huge, especially when the down payment or monthly payment feels like the biggest hurdle. But you don’t have to decide on your own that homeownership is out of reach.

    One thing I like to suggest is “practice the payment.” And if the down payment is the roadblock, there are down payment assistance options that may be worth exploring depending on your situation.

    If you’re a first-time homebuyer in Petaluma or Sonoma County, talk with a mortgage lender before you count yourself out. See where you are, learn what options may be available to you, and make a plan from there.

    Message me to discuss your homebuying options

    Source: National Association of REALTORS®, 2025 Profile of Home Buyers and Sellers.

    H
    Holly Solari@hollysolari
    Loan Officer | NMLS# 2856779Guild Mortgage

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    H
    Holly Solari

    @hollysolari

    Loan Officer | NMLS# 2856779

    Guild Mortgage

    Holly Solari at Guild Mortgage is your trusted partner for personalized home loan solutions. Since 1960, Guild Mortgage has been helping families achieve homeownership, and Holly Solari brings that same commitment to neighbors in Santa Rosa and beyond. Whether you’re exploring FHA loans, VA loans, first-time homebuyer programs, or refinancing options, Guild Mortgage is here to guide you every step of the way. Looking for the best mortgage lender near you? Connect with Holly Solari and buy your home with confidence.

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    Holly Solari
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