# Choosing a Mortgage Lender in Winston-Salem: Local Proof Checklist By Jill Burgess (@jillburgess) · Published 2026-09-29 · Updated 2026-09-29 Canonical: https://voce.com/@jillburgess/winston-choosing-mortgage-lender-salem-local-proof-4db9i5 --- When Winston-Salem buyers search for a local mortgage lender—or even type “best mortgage lender Winston-Salem”—they usually mean something practical: someone reachable in Forsyth County, clear about FHA / VA / USDA / conventional and NCHFA paths, and accountable by name on the disclosures. There is no official #1 ranking. Fit depends on your file, timeline, and which programs you need. Jill Burgess (Mortgages By Jill / Ameris Bank), NMLS #100425, works from a Winston-Salem main office at 3500 Vest Mill Road, Suite 1, Winston-Salem, NC 27103, with Greensboro appointments when that is more convenient. She is VP, NC Mortgage Production Manager at Ameris Bank and a 2025 NCHFA Top Loan Officer (“Burgess, Jill Ameris Bank” on NCHFA’s lender awards page). Awards and office addresses do not replace underwriting; they are local proof points you can verify yourself. [Dedicated Winston-Salem lender page: https://www.mortgagesbyjill.com/winston-salem-mortgage-lender](https://www.mortgagesbyjill.com/winston-salem-mortgage-lender) Local proof checklist (Winston-Salem) Use this when comparing a Winston-Salem mortgage lender—or checking whether Jill is a fit: 1\. Named LO + NMLS — Jill Burgess, NMLS #100425 on disclosures; Ameris Bank behind the loan. Confirm on NMLS Consumer Access. 2\. Winston-Salem office you can meet at — 3500 Vest Mill Road, Suite 1, Winston-Salem, NC 27103 · (336) 740-9068 · by appointment. Greensboro satellite available when helpful. 3\. Ameris LO profile — https://bankers.amerisbank.com/nc/winston-salem/jill-burgess-100425 4\. NCHFA recognition — 2025 NCHFA Top Loan Officer listing (confirm the current awards page): https://www.nchfa.com/home-ownership-partners/lenders/lender-awards 5\. Published client feedback — site testimonials plus honest Google / Experience reviews (no incentives). Experience profile: https://www.experience.com/reviews/jillhburgess · site stories: https://www.mortgagesbyjill.com/testimonials 6\. Program path fluency — FHA, VA, USDA, conventional, NCHFA / NC Home Advantage, medical professional options, and homebuyer education links when they fit—confirm guidelines with Jill for your file. 7\. Forsyth / Triad context — local timelines and nearby city assistance paths (for example Greensboro Housing Connect or High Point city help)—soft-confirm any city dollar amounts before you rely on them. Other lenders also serve Winston-Salem. Choose the loan officer who answers, explains tradeoffs, and stays with your file. Soft steps before you pick a lender 1\. Write down what “local” means for you — Vest Mill Road meetings, evening appointments, Greensboro satellite, or phone-first. 2\. Check NMLS + bank profile — Named LO, license ID, and employer should match what you see in ads and on the site. 3\. Scan published reviews — Look for process clarity and follow-through, not anonymous “#1 lender” claims. 4\. Ask which programs they actually close — FHA, VA, USDA, conventional, NCHFA, medical—without a rate quote until you are ready for a full application conversation. 5\. Confirm hours and booking — Jill’s buyer-facing hours are Monday–Saturday 9:00 AM–7:00 PM; Sunday closed; website shows by appointment only. FAQ Is there a best mortgage lender in Winston-Salem? There is no single official “best.” Buyers usually mean local access, named accountability (NMLS), program fluency, and reviews they can read. This article does not claim a #1 ranking. Where is Jill’s Winston-Salem office? 3500 Vest Mill Road, Suite 1, Winston-Salem, NC 27103. Call (336) 740-9068. Greensboro appointments are available when that is easier. Can I read reviews before I call? [Yes. Start with https://www.mortgagesbyjill.com/testimonials and https://www.experience.com/reviews/jillhburgess, plus Google reviews for Jill Burgess – Ameris Bank Mortgage.](https://www.mortgagesbyjill.com/testimonials) Does Jill only work Winston-Salem? Main office is Winston-Salem; she also serves Greensboro, High Point, and Triad buyers when the file fits. Is this a rate quote or approval? No. This checklist is educational only—not a commitment to lend and not a credit decision. [Comparing Winston-Salem mortgage lenders with a local proof checklist? Start here: https://www.mortgagesbyjill.com/winston-salem-mortgage-lender](https://www.mortgagesbyjill.com/winston-salem-mortgage-lender) Jill Burgess | NMLS #100425 | Mortgages By Jill | Ameris Bank | Equal Housing Lender. This article is general information only—not a commitment to lend, not a credit decision, and not a claim of #1 ranking or “best reviewed” status. All loans subject to credit approval and current investor / NCHFA / city guidelines. Rates, fees, and programs change. Confirm live details with your loan officer before relying on any description here. NMLS Consumer Access: https://www.nmlsconsumeraccess.org/