Mortgage BrokerI'm Ken Graczak, an experienced mortgage broker with CFR Mortgage, serving the Minneapolis-St. Paul area. Since 2002, I've helped buyers understand their options and move toward homeownership with clarity and confidence--especially those who weren't sure it was possible. What sets me apart is a simple approach: slow the process down, explain things clearly, and focus on solutions that fit each client's situation. Every buyer is different, and I take the time to understand the full picture before recommending a path forward. As a mortgage broker, I work with multiple lenders, which allows for flexibility and creative problem-solving rather than a one-size-fits-all loan. I also work closely with real estate professionals to keep communication clear and transactions smooth from start to fin
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