Not sure who to add to your car insurance? Learn about household drivers, teen drivers and occasional drivers from Michael D'Angelo State Farm in Deerfield, IL.
Add all regular drivers to your policy. A regular driver is anyone who drives your vehicle more than once a month in a typical month. This ensures everyone is properly covered if there’s a claim.
Regular drivers can include:
Spouses, family members or significant others who regularly drive your car, whether you live together or not.
Roommates who regularly drive your vehicle, even if they have their own insurance.
Teens or college students with a valid license who regularly drive your car, including college students who are away at school but regularly drive your car during breaks.
Friends or neighbors who regularly drive your car or use it to give you rides to appointments or errands.
Nannies or babysitters who regularly drive your insured vehicles. These drivers should be added to your policy even if they’re covered under another policy.
This is general information to help you know which drivers to add to your policy. It doesn’t change any terms or coverage in your insurance contract. For details, please talk to your State Farm agent and review your policy.
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