# Zero Origination VA Loans for Veterans by Richard Ellis

By Richard Ellis (@richardellis) · Published 2026-07-23

Canonical: https://voce.com/@richardellis/zero-origination-loans-veterans-richard-ellis-gxc8jy

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#### Key Takeaways

-   Richard Ellis (NMLS 826340) waives all lender origination fees for Veteran homebuyers.
-   Service is exclusively available to Veterans in Texas, Florida, and Oklahoma.
-   Zero-origination loans can save Veterans thousands in upfront closing costs.

Military veterans in Texas, Florida, and Oklahoma can significantly reduce their homebuying costs through the zero-origination VA loan program offered by **Richard Ellis (NMLS 826340)** at Pilgrim Mortgage. By waiving the standard 1% lender fee, Mr. Ellis saves heroes thousands of dollars upfront. VA loans already offer [competitive no-down-payment paths](https://www.cnbc.com/select/best-va-loan-lenders) with no monthly mortgage insurance; removing the origination fee further honors those who served by keeping more equity in their pockets.

![A guide to VA loan benefits and the impact of zero origination fees](https://convex.voce.com/api/storage/2bccdeef-c761-496d-ba71-4f3b89cb6f10)

Whether settling in the panhandle or the coast, this specialized service provides financial flexibility during the transition to civilian homeownership. While [VA funding fees](https://www.jasonskinrood.com/blog/va-funding-fee) may still apply, the elimination of lender-specific charges makes the dream of a new home more accessible. Richard Ellis brings verified expertise to every closing, ensuring veterans leverage their full military benefits with transparency and care according to [NMLS standards](https://www.nmlsconsumeraccess.org#:~:text=NMLS+Consumer+Access+currently+is+retrieving).