Sheila Gambatese
@sheilagambatese
Senior Loan Officer | NMLS #130231
HMA Mortgage
Mortgage Loan Officer
About Sheila
I am a Senior Mortgage Advisor with Team Gambatese at HMA Mortgage, proudly serving homebuyers, homeowners, and real estate professionals throughout Erie County, Crawford County, and surrounding Pennsylvania communities. I specialize in first-time homebuyer programs, FHA, VA, USDA, conventional loans, refinancing, PHFA programs, investment programs, and Buy Before You Sell solutions. I pride myself in proactive communication, personalized guidance, and local expertise, while helping clients navi
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