Yes. Kentucky Housing Corporation (KHC) offers down payment assistance of up to $12,500 toward your down payment and closing costs. It is not a grant. It is a second loan repaid over 15 years, but it lowers how much cash you need up front.
Who qualifies? You need a KHC first mortgage through a KHC approved lender, a purchase price of $566,354 or less, and income within the limit for your county. The down payment help is not only for first time buyers; repeat buyers can qualify too.
How do I start? Talk with a lender who offers KHC loans to see what you qualify for, then start your home search in Shelbyville, Frankfort, La Grange, Louisville or anywhere in Kentucky. Buying in Southern Indiana? Indiana has its own buyer programs, and I can point you the right way.
Questions? Call or text me at (502) 232 1915.
Source: Kentucky Housing Corporation, program details as of November 2026. Limits change; confirm with a KHC approved lender.
Todd Kornack, Schuler Bauer Real Estate Services. Your agent on both sides of the river. Call or text (502) 232 1915 or visit https://toddsellskentuckiana.huzi.site/
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