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Why Rising Mortgage Rates Could Give Homebuyers More Negotiating Power
Higher rates may reduce competition and give buyers more room to negotiate on price and closing costs. The right loan program matters as much as the rate.
How to Use Your Home Equity to Pay Off Debt Now and Refinance Later
Homeowners with substantial equity may be able to use a cash-out refinance to pay down high-interest debt. Here’s how to compare the costs today and evaluate another refinance if rates fall later.