I'm a first-time homebuyer. Do you have programs that benefit someone buying their first home?
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Yes, and there are more of them than most first-time buyers realize. On the Missouri side, MHDC runs first-place and down payment assistance programs with income and purchase-price limits. In Kansas, KHRC offers assistance with its own separate eligibility rules. Beyond state programs, FHA allows 3.5% down with a 580 credit score, and several conventional programs go as low as 3% down for qualified first-time buyers. The right one depends on your credit, income, and how long you plan to stay in the home, since some assistance carries a multi-year retention requirement.