Does getting pre-approved hurt my credit score?
Answered
0
No, not really — not the way people picture it. A pre-approval means we pull your credit, so yeah, there's a small dip, usually pretty minor and temporary. What throws people off is thinking every lender they talk to tanks their score separately. That's not how it works — shop around in a normal window and those inquiries usually get bundled together for scoring purposes. So go ahead and talk to more than one lender. That's not what's going to hurt you.