Do you offer conventional loan programs?
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Yes. Conventional loans are one of the most common programs I place, and they're often the better fit for buyers with credit scores in the 700s or those who want to avoid FHA's mortgage insurance structure. Unlike FHA, where mortgage insurance lasts the life of the loan on most files with less than 10% down, conventional PMI can be removed once you reach 20% equity. Conventional also allows higher loan amounts than FHA in both Missouri and Kansas.