Do you offer down payment assistance like MHDC or similar programs?
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Yes, in both states. Missouri's MHDC programs and Kansas's KHRC programs both provide assistance toward down payment and closing costs, but they're structured differently. Missouri's is often forgivable if you stay in the home for the full retention period, while Kansas typically runs as a deferred second that's owed whenever you sell or refinance. That structural difference matters more than the assistance percentage, especially if you might move within a few years. I walk clients through the assistance option side by side against a no-assistance scenario, because the "free money" framing skips the tradeoff.