Do you offer USDA loan programs?

1 answer

• ZBZach Brown · Senior Mortgage Loan Officer/CEO·Aug 3, 2026·0

  Best answer

  Yes. USDA loans allow 100% financing with no down payment in eligible rural areas, and the eligibility map covers more of Missouri and Kansas than most buyers expect, including areas well inside commuting distance of Columbia, Jefferson City, and the outer Kansas City suburbs. Eligibility depends on both the property location and household income limits for the county. I check the USDA map for a specific address before a buyer writes an offer, since the boundaries aren't intuitive.