A Bloomington loan officer's guide to buying a home in 2026: rates, down payments, the IU factor, and what the local market data shows now.
Waiting for lower mortgage rates? Home prices may rise 14.6% over 5 years. Bloomington loan officer Dan Smith explains why timing the rate market could cost…
Senior Loan Officer Dan Smith answers the questions Bloomington and Southern Indiana homebuyers ask most while navigating the 2026 mortgage market and rates.
Senior Loan Officer Dan Smith answers the mortgage questions Bloomington and Indiana homebuyers ask most in 2026 — down payments, credit, FHA vs.
Rates hit 6.69% in August 2026. Buydowns, ARMs, and Indiana down payment programs can get Bloomington buyers into a home now instead of waiting.