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  • San Ramon, CA

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    1. Read
    2. Topics
    3. Smokers

    Smokers

    3 articles
    1 experts

    Latest Articles

    • Life Insured By Chris: Best High-Risk Life Insurance: 9 Plans Compared

      Think you’re too risky to insure? Learn how underwriters define high risk, which plan types to compare first, and how to improve your approval odds with hypertension, diabetes, or a smoking history.

      Christopher Franklin40

    • Life Insured By Chris: How To Lower Smoker Life Insurance Rates: 9 Top Options Now

      Tobacco pricing varies widely by carrier. Learn how insurers define smoker status, which policy fits your goal, and how to move to better rates after you quit.

      Christopher Franklin20

    • Smoker Life Insurance: How to Get the Best Quotes

      Smokers pay higher life insurance premiums — but the gap isn't set in stone. See how carriers define tobacco use, which companies price smokers cheapest, and…

      Christopher Franklin140

    Top Experts

    • C

      Christopher Franklin

      Independent Life Insurance Broker

      3 articles

      Washington, DC