DSCR Loans
DSCR Loans in Savannah: Finance Rentals on Property Income
DSCR loans let Savannah investors qualify on rental income, not W-2s. Here's how they work and why they suit the Hostess City's hot rental market.
@deniselott
Branch Manager
Union Home Mortgage
Mortgage Loan Officer
With more than 20 years of experience in the mortgage industry, Denise Lott is a trusted mortgage professional and Branch Manager with Union Home Mortgage serving Savannah and the surrounding Coastal Empire. Denise was inspired to enter the mortgage business after her own experience purchasing a home as a single mother. Today, she is passionate about making the homebuying process easier, more understandable, and less intimidating for her clients—especially first-time homebuyers. Known for her knowledge, responsiveness, and commitment to her clients, Denise has built a successful lending team and a strong network of real estate professionals throughout the Savannah community. She is also passionate about giving back and supporting local organizations, including Habitat for Humanity.
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