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    • San Ramon, CA

    © 2026 VOCE.COM. All rights reserved.

    1. Read
    2. Topics
    3. Real Estate
    4. Home Buying

    Home Buying

    379 articles
    194 experts

    Related Tags

    Real Estate510
    Mortgages11
    Real Estate Buying and Selling7
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    Latest Articles

    • Mortgage Market 2026: Rates, Trends, and a 6-Month Outlook

      A data-driven breakdown of the current mortgage market and the next six months — from today's 6.66% rate average to where prices, inventory, and Fed policy are…

      Scott Davenport00
    • The Villages Market Just Softened — Is Now the Window?

      Prices in The Villages have eased over the past year while homes are still selling at a healthy pace. That combination usually means opportunity, not trouble.

      Scott Shannon00
    • Ocala Homes Are Selling Slower Even as Prices Climb

      Ocala prices are up this year, but homes are also taking longer to sell than they were a year ago. That combination is a real signal worth understanding before you write an offer.

      Scott Shannon00
    • Sellers Are More Willing to Deal Than You Think

      More listings are sitting longer, and a lot of today's sellers need a deal to happen, not just a full-price offer. Here's how to actually use that leverage.

      Scott Shannon60
    • The Ugly Kitchen Is Your Opportunity, Not a Dealbreaker

      A renovation loan lets you buy the house that needs work at a price that reflects it, then finance the fix-up in one loan with one closing.

      Scott Shannon10
    • Buy Your Rate Down With Someone Else's Money

      Seller concessions can buy your rate down as much as 1.5% below the national average — here's how it works and why the timing is good for it right now in our market.

      Scott Shannon00
    • Non-Warrantable Condos: Financing Guide for Buyers

      Non-warrantable condos can't get conventional financing... but they're not a dead end.

      Craig Messman00
    • Portable Mortgages: How the MOVE Act Could Unlock Housing

      Rep. Tom Kean's MOVE Act would let homeowners keep their low mortgage rate when moving.

      Derek Berry10
    • Phoenix Home Prices vs. Peak: What July 2026 Shows

      Phoenix home prices are not a monolith. Single-family homes are down under 10% from their peak while apartment-style units fell over 22% — and patio homes…

      Michael McDermott00
    • Mastering Your Credit Score for a Better Mortgage Rate

      Your FICO score decides your mortgage rate. Here's how the five factors are weighted, and the moves that can raise your score in 30–60 days.

      TJ Kuczewski00
    • Monthly payment breakdown for a $500K Denver home.

      See what can affect the monthly cost of a $500,000 Denver home, from your down payment and interest rate to taxes, insurance, and loan structure.

      Jennifer Chicano00
    • What’s a DSCR Loan? A Game-Changer for Real Estate Investors

      If you’ve ever looked into investment property loans, you’ve probably heard the term DSCR thrown around. It stands for Debt Service Coverage Ratio, and it’s one of the simplest yet most powerful ways for investors to qualify for financing without relying on their personal income.

      Mark Wilkins20
    • Houston Real Estate in 2026: Why Buyers Have the Upper Hand

      Inventory has climbed to a four-year high and prices are easing in Houston. Here's how buyers can use seller concessions and rate buydowns to lock in better…

      David Craig181
    • Crédito para tu Casa: Rescore Exprés y Reparación DIY

      Compra una casa con crédito imperfecto: aprende a usar el rescore exprés de tu lender para mover tu puntaje en 3–5 días y reparar tu crédito por tu cuenta sin…

      Liuver Duran10
    • Fall in Seattle: A Newcomer's Guide to Autumn

      New to Seattle? Fall here is packed with pumpkin farms, salmon runs, and cozy neighborhood rituals. Here's where to start.

      Tami Bill180
    • Mortgage Rates and Trends: Santa Rosa Buyers August 2026

      Mortgage rates hit 6.67% in mid-August 2026. Joe Jacobs shows why the national average doesn't tell Santa Rosa buyers what their actual rate will be.

      Joe Jacobs10
    • Why Tampa First-Time Buyers Should Stop Waiting

      The Tampa market has swung to buyers. Median values are down, inventory is up, and Florida assistance programs can cover your down payment.

      Maggie Clark10
    • 2-1 Buydown vs. Price Cut: A California Buyer's Guide

      Why a seller-paid 2-1 buydown beats a simple price cut for California first-time buyers, with real monthly payment math.

      Bill Jawitz362
    • Condo Financing Just Changed: The New 2026 Fannie & Freddie

      Fannie Mae and Freddie Mac retired light-touch condo reviews on Aug 3, 2026. Here's what Phoenix buyers, sellers, and HOAs need to know about the new…

      Michael McDermott40
    • How to Choose the Best Real Estate Agent in Johns Creek, Georgia

      Buying or selling in Johns Creek? Here are the seven factors that matter most when choosing an agent, and the questions to ask before you commit.

      Kami Pyvand10
    • Iowa's #1 Loan Officer: Dan Buchholz Tops Experience.com

      Dan Buchholz, Executive Mortgage Consultant at HomeServices Lending in Urbandale, has been named the #1 Loan Officer in Iowa by Experience.com's 2025 Top…

      Dan Buchholz30
    • Is a $750,000 Denver home within your budget?

      How much income does it take to buy a $750,000 home in Denver? Income matters, but debt, down payment, taxes, insurance and mortgage structure can dramatically change the answer.

      Jennifer Chicano10
    • I Want to Buy a House. Where Do I Start?

      Thinking about buying a home but have no idea where to begin? Before touring houses or worrying about mortgage rates, learn the first steps to take, how to determine a comfortable budget, what a strong preapproval should include, and how to build a homebuying plan around your actual goals.

      Dave Cook10
    • Buying a Home After Divorce: A Northern Virginia Guide

      Avoid the financial traps of post-divorce home buying — equity math, bank statement loans, and income qualification — with this Northern Virginia guide.

      Graham Pruitt00

    Showing 24 of 379 articles

    Top Experts

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      Christie Latham

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      Jon Knight

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      Scott Shannon

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      Daniel Jackson

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      Mark Wilkins

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