Latest Articles
VA Home Loan Benefits: A Guide for Veterans
Explore the 2026 benefits of VA home financing, from $0 down payments to no PMI and tax-deductible funding fees, explained by mortgage expert Clark Harvey, NMLS 240452.
Clark Harvey60Experience the Difference of Personalized Service
The Difference of Having a Dedicated Loan Officer
Christie Latham60The Self-Employed Mortgage Minefield: A Proactive Guide
Most loan officers can't read a complex tax return. Veteran lender Mark Smith exposes the technical landmines that kill self-employed mortgages and how to fix…
Mark Smith80Denver Home Buying: Why PMI Is a Tool, Not a Trap
Buying in Denver with less than 20% down? Discover why private mortgage insurance (PMI) is actually a strategic market entry tool in the current housing…
Cameron Becnel50How to Qualify for a Mortgage Without Tax Returns (2026)
Self-employed borrowers often struggle with traditional mortgage requirements. Learn how bank statement loans offer a path to homeownership in 2026.
Cameron Becnel112Texas VA Loan Guide: What Veterans Need to Know Before Buying a Home
Texas veterans can buy a home with $0 down and no PMI in 2026. Senior Loan Officer Josh Penland explains VA loan benefits, exemptions, and Austin market trends.
Josh Penland12913Ultimate VA Home Loan Benefits Guide
Discover how to maximize your VA home loan benefits. Learn about 0% down payments, latest funding fee updates, and how to skip PMI to save thousands.
Monique S. Diggs10The Fed Doesn't Control Mortgage Rates
Most people assume mortgage rates move whenever the Federal Reserve changes interest rates—but that's not actually how it works. In this article, I'll explain what really drives mortgage rates and how understanding the difference can help you make smarter home buying and refinancing decisions.
Dave Cook1231Prequalify for Free Using HomeIQ and LoanBot AI (2026)
Discover how to use My Home IQ and LoanBot AI to play with the numbers and prequalify yourself for free. Take control of your home equity and buying power in 2026.
Tim Powers30Home Buying Success: 5 Essential Steps for 2026 Buyers
Master the 2026 housing market with these 5 proven strategies. From verified pre-approval to strategic offers, learn how to secure your dream home this year.
Jeffrey Claeson320Conquering First-Time Homebuyer Fears in 2026: Expert Guide
Overcome 2026 homebuyer anxiety. Learn how to navigate down payments, maintenance fears, and Albuquerque market trends with loan expert John Gabaldon.
John Gabaldon100
