VOCE
S
LoginStart Creating
Loading…
    C

    Clark Harvey

    @clarkharvey

    Mortgage Loan Officer | NMLS 240452

    Presidential Bank Mortgage

    Mortgage Loan Officer

    4.8 · 79 reviews on Experience.com

    Saint George, UT
    8Articles

    Connect

    About Clark

    Presidential Bank Mortgage is committed to serving a wide range of customer needs and our Bethesda location has the staff to make your mortgage experience a positive one. We offer Conventional, FHA, VA, VHDA, and Rural Development programs and are committed to finding the mortgage product that best suits your needs.

    Presidential Bank Mortgage
    Mortgage Loan Officer | NMLS 240452
    Location
    Saint George, UT
    Member since
    August 2026

    Clark's Articles

    How Buying a Home Builds Wealth — and Why Renters Should Care

    Homeownership

    How Buying a Home Builds Wealth — and Why Renters Should Care

    Owners' median home equity hit $230,000 in 2025 while rents keep climbing. A mortgage officer breaks down the five ways a home builds wealth.

    Nov 10, 2026·8 min read·20
    Homeownership
    Home Equity
    Concessions vs. Price Cuts: A Listing Agent's Playbook

    Seller Concessions

    Concessions vs. Price Cuts: A Listing Agent's Playbook

    When rates are high, a seller concession often preserves more equity than a price cut.

    Oct 27, 2026·9 min read·40
    Seller Concessions
    Mortgage Rates
    The 3-2-1 Buydown: A Win-Win for Sellers and Buyers

    Mortgage Buydowns

    The 3-2-1 Buydown: A Win-Win for Sellers and Buyers

    A 3-2-1 buydown lets sellers protect their price while buyers get major payment relief. Here's how the math works for both sides.

    Oct 20, 2026·8 min read·410
    Mortgage Buydowns
    Home Buying
    Why Pre-Approval Is Your First Step to a New Home

    mortgage

    Why Pre-Approval Is Your First Step to a New Home

    Thinking of buying a home soon? Discover why pre-approval is your most powerful tool and explore 0% to 3% down payment options available now.

    Oct 13, 2026·8 min read·420
    mortgage
    Home Buying
    Using a Reverse Mortgage to Secure Your Retirement

    Reverse Mortgage

    Using a Reverse Mortgage to Secure Your Retirement

    Your home equity is a hidden retirement asset. Learn how a reverse mortgage can turn it into tax-free income, a market-crash buffer, and a financial safety net.

    Sep 29, 2026·7 min read·160
    Reverse Mortgage
    Retirement
    Why Homeownership Builds More Wealth Than Renting

    Homeownership

    Why Homeownership Builds More Wealth Than Renting

    The Federal Reserve finds the typical homeowner holds $396,200 in net worth versus just $10,400 for renters.

    Aug 18, 2026·6 min read·220
    Homeownership
    Wealth Building

    Showing 6 of 8 articles

    FOR CREATORS

    Want to Build Your Local Voices Profile?

    Join 63,212 professionals showcasing their expertise. Build trust, attract clients, and grow your business with a professional profile.

    Watch the Demo
    C

    Want to connect with Clark?

    Clark Harvey@clarkharveyMortgage Loan Officer | NMLS 240452Presidential Bank Mortgage

    Ask, follow, or keep up with Clark's latest local expertise.

    Relevant Articles

    How Mortgage Knowledge Can Make You a More Valuable Real Estate Agent

    How Mortgage Knowledge Can Make You a More Valuable Real Estate Agent

    JJason Dupree·Nov 9, 2026
    Buying a Home in Southeast Georgia in 2027? The Winter Market Could Be Your Opportunity
    Savannah, GA

    Buying a Home in Southeast Georgia in 2027? The Winter Market Could Be Your Opportunity

    MMiles Mixon·Nov 9, 2026
    Mortgage Lenders in Columbia, MO: Broker vs. Bank vs. Credit Union vs. Online Lender
    Columbia, MO

    Mortgage Lenders in Columbia, MO: Broker vs. Bank vs. Credit Union vs. Online Lender

    ZZach Brown·Nov 7, 2026
    Selling Your Denver Home? Stop Fixing Things Buyers Won't Pay Extra For.
    Denver, CO

    Selling Your Denver Home? Stop Fixing Things Buyers Won't Pay Extra For.

    KKayte Foster·Nov 6, 2026
    New Rules for Condos
    Naples, FL

    New Rules for Condos

    CColton Murray·Nov 6, 2026
    Mortgage Guidance in Utah County: Meet Your Local Lending Partner
    UT

    Mortgage Guidance in Utah County: Meet Your Local Lending Partner

    SStetson Lowe·Nov 6, 2026
    Your Mortgage Payment Changed After Closing. Here’s Why.
    Denver, CO

    Your Mortgage Payment Changed After Closing. Here’s Why.

    JJennifer Chicano·Nov 11, 2026
    Understanding DSCR Loans: The Investor's Guide to No-Income Financing
    Nashville, TN

    Understanding DSCR Loans: The Investor's Guide to No-Income Financing

    MMark Jost·Nov 11, 2026