Latest Articles
Why a $20K Rate Buydown Beats a $20K Price Cut
At 6.8% rates, a $20K seller concession applied to a rate buydown trims a Texas luxury mortgage payment by hundreds more a month than a $20K price cut.
Tammy Adams11Seller Concessions: The Homebuying Tool More Buyers Should Be Using Right Now
Seller concessions are showing up in nearly two-thirds of Denver-area home sales—and smart buyers are using them for more than just closing costs. Learn how seller money can potentially reduce your cash to close, buy down your mortgage rate, or make a home more affordable.
Dave Cook140Buy a Home with Zero Out-of-Pocket: Ohio Guide
Learn how to stack first-time buyer grants with seller concessions to close on an Ohio home with zero dollars out of pocket.
Chuck Holden40Why I'm Telling Everyone I Know to Buy Now
Waiting for lower rates may cost you the best deal of the market cycle. With rates at 6.66% but seller concessions rising, savvy buyers can lock in leverage now.
Melissa Bryan750Can Seller Concessions Help Pay Closing Costs in Denver?
Seller concessions can help Denver buyers reduce eligible closing costs and preserve cash. Here's how to use them strategically.
Jennifer Chicano80How Much Money Do I Actually Need to Buy a Home?
Buying a home usually doesn't require 20% down—but the down payment isn't the only cash you'll need. Learn how down payments, closing costs, earnest money, seller concessions and down payment assistance work together so you can understand how much money you actually need to buy a home.
Dave Cook41Affordability Strategies: Using Seller Concessions in 2026
With mortgage rates near 7%, seller concessions offer a strategic path to lower payments. Learn how permanent and temporary buydowns can help you secure a home.
Dylan Crews, Loan Officer (NMLS #1987505) | Edge Home Finance, LLC (NMLS #891464)142
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