Latest Articles
$700K House. $650K Offer. Crazy—or Worth a Shot?
That $700K asking price may not be the final price. Here’s what Denver buyers should look at before deciding how aggressively to negotiate.
Jennifer Chicano130Seller Concessions in Colorado: The 2026 First-Time Buyer
Seller concessions let Colorado first-time buyers cut closing costs and lower their rate in 2026. Here are the limits by loan type and how to negotiate them.
Cameron Becnel110Higher Rates, Better Deals: Buyers May Have an Edge
Seattle and Eastside homebuyers: waiting for lower rates invites more competition and less leverage. See what's possible before you decide to wait.
Tami Bill660Seller Credits vs. Price Reductions: Which Saves Homebuyers More?
A seller credit may provide significantly more upfront savings than a price reduction. Learn how seller credits, price reductions, permanent rate buydowns, and temporary buydowns compare before deciding how to structure the deal.
Josh Penland2450Why a Price Drop May Cost You More Than a Rate Buydown
Dropping your asking price cuts your equity dollar-for-dollar. A seller-funded rate buydown fixes the buyer's monthly payment—often for far less.
Dave Shelor220Why a $20K Rate Buydown Beats a $20K Price Cut
At 6.8% rates, a $20K seller concession applied to a rate buydown trims a Texas luxury mortgage payment by hundreds more a month than a $20K price cut.
Tammy Adams41Seller Concessions: The Homebuying Tool More Buyers Should Be Using Right Now
Seller concessions are showing up in nearly two-thirds of Denver-area home sales—and smart buyers are using them for more than just closing costs. Learn how seller money can potentially reduce your cash to close, buy down your mortgage rate, or make a home more affordable.
Dave Cook210Buy a Home with Zero Out-of-Pocket: Ohio Guide
Learn how to stack first-time buyer grants with seller concessions to close on an Ohio home with zero dollars out of pocket.
Chuck Holden70Why I'm Telling Everyone I Know to Buy Now
Waiting for lower rates may cost you the best deal of the market cycle. With rates at 6.66% but seller concessions rising, savvy buyers can lock in leverage now.
Melissa Bryan760Can Seller Concessions Help Pay Closing Costs in Denver?
Seller concessions can help Denver buyers reduce eligible closing costs and preserve cash. Here's how to use them strategically.
Jennifer Chicano120How Much Money Do I Actually Need to Buy a Home?
Buying a home usually doesn't require 20% down—but the down payment isn't the only cash you'll need. Learn how down payments, closing costs, earnest money, seller concessions and down payment assistance work together so you can understand how much money you actually need to buy a home.
Dave Cook61Affordability Strategies: Using Seller Concessions in 2026
With mortgage rates near 7%, seller concessions offer a strategic path to lower payments. Learn how permanent and temporary buydowns can help you secure a home.
Dylan Crews, Loan Officer (NMLS #1987505) | Edge Home Finance, LLC (NMLS #891464)152
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