Home Buying
Pre-Qualified vs. Pre-Approved: What's the Difference in Texas?
A pre-qualification is usually based on what you tell a lender; a pre-approval is usually verified. What that means for Houston and Texas home buyers.
@agustincanales
Sr. Loan Originator | NMLS #: 1484335
Agustin Canales
Mortgage Loan Officer
Monument Square Mortgage unites the best of the home buying and home loan journeys exclusively for Monument Realty agents and clients. Through a collaboration between award-winning Monument Realty and Town Square Mortgage, Monument Square was designed to provide our clients with a personalized, concierge service that is unique to each client’s financial lifestyle. Agents and their clients win with our collaborative home loan solutions to create a smooth and easy experience where important deadlines are met in a timely fashion.
Home Buying
A pre-qualification is usually based on what you tell a lender; a pre-approval is usually verified. What that means for Houston and Texas home buyers.
Closing Costs
Yes, within limits. A Houston loan officer explains the seller concession limits for conventional, FHA and VA loans in Texas, and how to ask for them in your offer.
Social Media
Quick summary Notes from the "Ask Glennda Anything" panel at HAR Engage, by Houston loan officer Agustin Canales. Main lesson: value over viral. Tell client stories (friction first, client as hero, agent as guide, call to action), not pretty-house posts. Also: post often (38 seconds or less), score
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