Mortgage Rates

Your Chino or Chino Hills Home Is Almost Paid Off and You’re Retiring—Should You Stay or Downsize?

Your Chino or Chino Hills Home Is Almost Paid Off and You’re Retiring—Should You Stay or Downsize?

Mortgage Rates: 7 Common Myths vs. The Reality

Don't let rumors dictate your home search. We debunk the biggest mortgage rate myths and reveal the truths you need to know before you lock in.

Best Time to Buy a Home: Seasonal Guide for East County

Spring offers the widest selection, but savvy East County buyers find the best deals in late fall and winter when competition cools and motivated sellers…

Phoenix Homebuyers: Compare the Deal, Not Just the Price

National housing headlines don't tell the whole story. Learn why Phoenix buyers should focus on total deal value rather than just the sticker price in this…

How Rising Bond Yields Impact South Florida Homebuyers

Understand how global bond yields drive mortgage rates and what rising borrowing costs mean for your South Florida home buying strategy and monthly payments.

A Jacksonville Beach Mortgage Perspective from Tyler Tatum, Branch Leader | Movement Mortgage

Jacksonville Beach Mortgage Expert Shares Homebuying Strategies Most Buyers Don't Know

Who Counts as a First-Time Homebuyer?

Think you don't qualify as a first-time buyer? The 3-year rule might surprise you.

I Have a 3% Mortgage Rate. Am I Crazy to Move?

Millions of homeowners are holding onto historically low mortgage rates—and wondering whether moving would be a huge financial mistake. A 3% mortgage is incredibly valuable, but your interest rate shouldn't make every other decision for you.

VA Loans Explained: The Complete Beginner's Guide

Learn how VA loans work, including eligibility, zero-down financing, funding fees, credit, entitlement, appraisals, closing costs, and VA loan benefits.

Why the Lowest Mortgage Rate Isn't Always the Best Mortgage

Learn why the lowest mortgage rate isn’t always the best deal and how comparing discount points, lender credits, upfront costs, monthly payment, and break-even time can help you choose the right mortgage strategy.

Why Putting 20% Down Isn't Always the Smartest Financial Decision

Learn why putting 20% down on a home isn’t always the best financial strategy, and how comparing monthly payment, mortgage insurance, cash reserves, liquidity, and long-term goals can help you choose the right down payment.

How Much House Can I Actually Afford?

Learn how much house you can actually afford by looking beyond the maximum mortgage approval. Understand how monthly payment, taxes, insurance, debt, down payment, savings, and financial goals should shape your homebuying budget.

Buying Your First Home: A Step-by-Step Guide from Pre-Approval to Closing

A practical step-by-step guide for first-time homebuyers covering mortgage pre-approval, loan options, down payments, closing costs, inspections, appraisals, underwriting, and closing. Learn how to prepare financially, avoid common mistakes, and make smarter homebuying decisions.

What Do Borrowers Care About Most?

"Interest Rates! Survey said?" ❌

ROAD to Housing Act: Arizona Homebuyer Impact Guide (2026)

Beyond the Interest Rate: 5 Smart Mortgage Moves for 2026

Stop chasing rates and start building a strategy. How to navigate the 2026 mortgage market, from seller concessions to credit optimization.

2026 Bloomington Mortgage Guide: Buyer Questions

Senior Loan Officer Dan Smith answers the questions Bloomington and Southern Indiana homebuyers ask most while navigating the 2026 mortgage market and rates.

BUYING YOUR FIRST HOME? YOU DON'T HAVE TO KNOW WHERE TO START.

Buying your first home should begin with education, not house hunting. This article walks first-time buyers through pre-approval, comfortable payments, down payments, credit, communication, and avoiding common mistakes while emphasizing the importance of asking questions and building the right team

Columbia MO Mortgage Guide: 2026 Home Loan Strategy

Buying a home in Columbia, Missouri? Compare Conventional, VA, Physician, Bank Statement, FHA, USDA, Jumbo and Construction financing based on your property…

Should You Buy a Wyoming Home Now or Wait for Mortgage Rates to Fall?

Should you buy now or wait for rates to fall? The answer depends on more than just interest rates. By looking at your finances, goals, and local market conditions, you can make a confident decision based on what's right for you.

Buy Now or Wait? North Dallas Mortgage Rates in 2026

Should you buy now or wait for mortgage rates to drop? Carol Thompson breaks down the hidden costs of waiting and how today's North Dallas market gives buyers…

BEFORE WE TALK ABOUT A REVERSE MORTGAGE, LET'S TALK ABOUT YOU.

A reverse mortgage conversation should start with the homeowner, not the loan. This article takes a kitchen-table approach to understanding retirement goals, homeownership, family concerns, equity, and financial options before deciding whether a reverse mortgage belongs in the conversation.

YOU EARNED YOUR VA BENEFIT. UNDERSTAND HOW TO USE IT.

A VA Loan Is More Than a Mortgage Program: What Veterans and Their Families Should Know I have worked with a lot of veterans and their families over the years, and one thing I've learned is that having access to a VA home loan benefit and understanding how to use that benefit are two very different

Should I Buy a House Before I Sell My Current One?

Found your next home but haven't sold your current one yet? Learn the different ways homeowners can buy before selling, how existing equity can potentially help fund the next purchase, what happens when you have two mortgage payments, and why selling first isn't always your only option.