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    • San Ramon, CA

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    T

    TJ Kuczewski

    @tjkuczewski

    Mortgage Advisor | NMLS #1131567

    Overdrive Mortgage

    Mortgage Loan Officer

    Lynchburg, VA
    8Articles

    About TJ

    TJ understands that purchasing or refinancing a home is one of the most significant financial decisions you'll ever make. This is why we are committed to guiding you every step of the way, ensuring you're informed and empowered throughout the process. With a comprehensive background in various mortgage lending facets, TJ is equipped to assist with diverse needs—whether you're a first-time homebuyer, seeking a new home, or exploring refinancing options. Specializing in Conventional, Jumbo, FHA, V

    TJ's Articles

    What Does a Mortgage Advisor Actually Do?

    What Does a Mortgage Advisor Actually Do?

    mortgage
    Home Buying

    by TJ Kuczewski

    Sep 1, 2026
    9 min read
    7
    1
    The Mortgage-First Strategy: A Success Story

    The Mortgage-First Strategy: A Success Story

    Home Buying
    mortgage

    by TJ Kuczewski

    Aug 28, 2026
    7 min read
    13
    0
    Beyond the Interest Rate: 5 Smart Mortgage Moves for 2026

    Beyond the Interest Rate: 5 Smart Mortgage Moves for 2026

    mortgage
    Home Buying

    by TJ Kuczewski

    Aug 28, 2026
    8 min read
    6
    0
    Fed Rate vs. Mortgage Rate: Why the Headline Misleads You

    Fed Rate vs. Mortgage Rate: Why the Headline Misleads You

    Mortgage Rates
    Federal Reserve

    by TJ Kuczewski

    Aug 25, 2026
    8 min read
    7
    0
    Mastering Your DTI for Mortgage Approval

    Mastering Your DTI for Mortgage Approval

    Debt-to-Income Ratio
    Home Buying

    by TJ Kuczewski

    Aug 21, 2026
    7 min read
    7
    0
    Mastering Your Credit Score for a Better Mortgage Rate

    Mastering Your Credit Score for a Better Mortgage Rate

    Credit Score
    Mortgage tips

    by TJ Kuczewski

    Aug 18, 2026
    8 min read
    2
    0

    Showing 6 of 8 articles

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