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    • San Ramon, CA

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    T

    TJ Kuczewski

    @tjkuczewski

    Mortgage Advisor | NMLS #1131567

    Overdrive Mortgage

    Mortgage Loan Officer

    Lynchburg, VA
    4Articles

    About TJ

    TJ understands that purchasing or refinancing a home is one of the most significant financial decisions you'll ever make. This is why we are committed to guiding you every step of the way, ensuring you're informed and empowered throughout the process. With a comprehensive background in various mortgage lending facets, TJ is equipped to assist with diverse needs—whether you're a first-time homebuyer, seeking a new home, or exploring refinancing options. Specializing in Conventional, Jumbo, FHA, V

    TJ's Articles

    Mastering Your DTI for Mortgage Approval

    Mastering Your DTI for Mortgage Approval

    Debt-to-Income Ratio
    Home Buying

    by TJ Kuczewski

    Aug 21, 2026
    7 min read
    1
    0
    Mastering Your Credit Score for a Better Mortgage Rate

    Mastering Your Credit Score for a Better Mortgage Rate

    Credit Score
    Mortgage tips

    by TJ Kuczewski

    Aug 18, 2026
    8 min read
    1
    0
    The 2026 Homebuyer's Roadmap: Strategy Over Stress

    The 2026 Homebuyer's Roadmap: Strategy Over Stress

    mortgage
    homebuying

    by TJ Kuczewski

    Aug 14, 2026
    8 min read
    3
    0
    Buying a Home in Lynchburg: The 2026 Local Guide

    Buying a Home in Lynchburg: The 2026 Local Guide

    Real Estate
    Home Buying

    by TJ Kuczewski

    Aug 11, 2026
    8 min read
    3
    0

    Showing 4 of 4 articles

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