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    • San Ramon, CA

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    Kim Woodworth

    @kimwoodworth2

    Branch Manager | NMLS# 474485

    Guild Mortgage

    Mortgage Loan Officer

    Casper, WY
    5Articles

    About Kim

    We have loan options to fit every situation, from down payment assistance programs for first-time homebuyers to government-sponsored programs for military families and rural residents or jumbo loans in high-cost markets. We have mobile home financing, renovation mortgages, and reverse mortgages available. We offer HELOC loans and Home Equity Loans. Licensed and local. We are a full-service mortgage lender that is ready to assist and consult with our clients to help them to make good mortgage dec

    Guild Mortgage
    Branch Manager | NMLS# 474485
    Location
    Casper, WY
    Member since
    July 2026

    Kim's Articles

    Should You Buy a Wyoming Home Now or Wait for Mortgage Rates to Fall?

    Real Estate

    Should You Buy a Wyoming Home Now or Wait for Mortgage Rates to Fall?

    Should you buy now or wait for rates to fall? The answer depends on more than just interest rates. By looking at your finances, goals, and local market conditions, you can make a confident decision based on what's right for you.

    Aug 27, 2026·6 min read·20
    Real Estate
    Home Buying
    How Much House Can You Really Afford in Wyoming?

    Home Buying

    How Much House Can You Really Afford in Wyoming?

    Many Wyoming homebuyers focus on how much they can qualify for, but the more important question is how much they can comfortably afford each month. The goal is not to maximize the loan amount, but to choose a monthly payment that fits comfortably within their lifestyle and long-term financial goals.

    Aug 25, 2026·5 min read·30
    Home Buying
    Mortgage Rates
    Why So Many Wyoming Homeowners Have Equity Locked in Their Homes—and How a Refinance Could Put It to Work

    Mortgage Planning

    Why So Many Wyoming Homeowners Have Equity Locked in Their Homes—and How a Refinance Could Put It to Work

    More than four in ten mortgaged Wyoming homes were equity-rich in early 2026. For some homeowners, a thoughtful refinance review may reveal opportunities to consolidate debt, improve a property, remove mortgage insurance, or choose a loan structure that better fits their goals.

    Aug 18, 2026·9 min read·70
    Mortgage Planning
    Personal Finance
    What Is a Healthy Mortgage Rate—and How Can Wyoming Protect Starter Homes?

    Real Estate

    What Is a Healthy Mortgage Rate—and How Can Wyoming Protect Starter Homes?

    Wyoming’s shortage of affordable homes is forcing first-time buyers to compete with investors while current owners stay put to keep their low mortgage rates. A seven-day first-look period could give owner-occupants a fairer chance to buy before homes become rentals.

    Jul 31, 2026·10 min read·40
    Real Estate
    Home Buying
    Investing in Your Family’s Future Through Homeownership in Wyoming

    Mortgage Planning

    Investing in Your Family’s Future Through Homeownership in Wyoming

    When people hear the word “investing,” they often think of stocks, retirement accounts, or other financial products. But for many Wyoming families, one of the most meaningful long-term investments is also the most personal: a home. A home offers something few other assets can.

    Jul 22, 2026·7 min read·51
    Mortgage Planning
    Real Estate

    Showing 5 of 5 articles

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