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    Kim Woodworth

    @kimwoodworth2

    22+ Years of expertise

    Branch Manager | NMLS# 474485

    Guild Mortgage

    Mortgage Loan Officer

    815 S Center StCasper, WY 82601
    14Articles

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    About Kim

    Mortgage lending since 2005 – Lending with Heart, Expertise, and Wyoming Grit Raised in Casper, WY, I’m more than just your local lending expert- I’m your neighbor, your advocate, and your guide through life’s biggest financial milestones. With deep Wyoming roots and a hands-on approach to lending, I bring clarity, compassion, and confidence to every conversation. Wyoming Down Payment Assistance for first-time homebuyers ready to plant roots Reverse Mortgages that empower seniors to live independently with financial peace of mind Renovation Loans that breathe new life into homes and communities VA and USDA Loans tailored for those who serve and those who thrive in rural Wyoming Whether you're buying your first home, transforming a fixer-upper, or planning for retirement, I’m here to help.

    Guild Mortgage
    Branch Manager | NMLS# 474485
    Website
    branches.guildmortgage.com

    Kim's Articles

    Asset-Rich but Income-Light? Your Savings May Help You Qualify for a Wyoming Home

    Real Estate

    Asset-Rich but Income-Light? Your Savings May Help You Qualify for a Wyoming Home

    Asset-rich Wyoming buyers with limited traditional income may be able to use eligible savings, investments, or retirement assets to help qualify for a mortgage. Guild’s Expanded Asset Utilization program considers the borrower’s overall financial strength rather than relying on a monthly paycheck.

    Oct 22, 2026·7 min read·20
    Real Estate
    Home Buying
    Will Your Overtime, Bonus, Commission or Self-Employment Income Count Toward a Wyoming Mortgage?

    Real Estate

    Will Your Overtime, Bonus, Commission or Self-Employment Income Count Toward a Wyoming Mortgage?

    Wyoming buyers with overtime, bonuses, commissions, or self-employment income may still qualify for a mortgage if the income is stable, documented, and likely to continue. Applying early gives the lender time to review income trends, calculate qualifying income, and identify the best loan options.

    Oct 20, 2026·8 min read·20
    Real Estate
    Home Buying
    Can You Finance the Repairs When Buying a Fixer-Upper in Casper?

    Home Buying

    Can You Finance the Repairs When Buying a Fixer-Upper in Casper?

    If you are looking at a home that doesn't qualify for traditional financing types, that doesn't mean you show take it off the list. A renovation loan is a smart way to purchase and repair a home at the same time.

    Oct 16, 2026·8 min read·20
    Home Buying
    Real Estate
    Price Reduction, Seller Credit, or Rate Buydown: Which Is Better for a Casper Homebuyer?

    Home Buying

    Price Reduction, Seller Credit, or Rate Buydown: Which Is Better for a Casper Homebuyer?

    This article is a how to make a good decision when making an offer on a home purchase guide. It explains the different options available when it comes to getting seller concessions and which one might fit your needs the best. Working with a local lender and realtor can always be an advantage too.

    Oct 14, 2026·8 min read·30
    Home Buying
    Real Estate
    Should You Buy a Wyoming Home Now or Wait for Mortgage Rates to Fall?

    Home Buying

    Should You Buy a Wyoming Home Now or Wait for Mortgage Rates to Fall?

    No matter what rates are doing, getting with a knowledgeable and experienced lender will help you understand whether you should continue to rent or if buying now, even with higher rates can still make sense to your life.

    Oct 9, 2026·6 min read·30
    Home Buying
    Real Estate
    How to Make a Strong Offer on a Wyoming Home Without Overpaying

    Home Buying

    How to Make a Strong Offer on a Wyoming Home Without Overpaying

    A strong offer does not always have to be the highest offer. The goal is to present a clear, reliable offer that meets the seller’s needs while still protecting your budget and financial future.

    Oct 6, 2026·6 min read·20
    Home Buying
    Real Estate

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    Kim Woodworth@kimwoodworth2Branch Manager | NMLS# 474485Guild Mortgage

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