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    1. Read
    2. Topics
    3. Real Estate
    4. Homebuying Tips

    Homebuying Tips

    21 articles
    14 experts

    Top Experts

    • J

      Jennifer Chicano

      Certified Mortgage Advisor™

      6 articles

      Greenwood Village, CO
    • B

      Billee Silva

      Realtor

      3 articles

      Fort Myers, FL
    • N

      Nate Nelson

      Loan Consultant | NMLS # 247654

      1 article

      Suisun City, CA
    • S

      Scott Brookshire

      Regional VP - Branch Manager | NMLS #198834

      1 article

      Winchester, VA
    • K

      Kim Woodworth

      Branch Manager | NMLS# 474485

      1 article

      Casper, WY
    • R

      Rob Quintero

      Associate Real Estate Broker

      1 article

      Grand Junction, CO
    • L

      Lisa J. Foster

      Sales Manager | NMLS#461656

      1 article

      Las Vegas, NV
    • T

      Tracy Leddy

      Senior Mortgage Consultant | NMLS #1910668 | Building Greater Certainty for Chicagoland Homebuyers

      1 article

      Glen Ellyn, IL
    • D

      David Landry

      Senior Loan Officer

      1 article

      Waltham, MA
    • M

      Michael Martin

      Branch Manager | NMLS# 131445

      1 article

      Raleigh, NC
    • N

      Nathan Matheny

      Sr. Loan Officer | NMLS #194729

      1 article

      Richmond, VA
    • J

      Jessica Kessel

      Mortgage Loan Officer

      1 article

      Saint Louis, MO

    Latest Articles

    • What Are the Most Commonly Forgotten Costs of Buying a House?

      Buying a home costs more than the down payment and monthly mortgage. Learn about 12 often-overlooked home-buying expenses, including inspections, closing costs, insurance, property taxes, HOA fees, moving expenses & maintenance, so you can budget confidently when buying a home in Southwest Florida.

      Billee Silva101
    • Should I Buy a Home With a Swimming Pool in Fort Myers, Florida? Pros, Costs, and What Every Buyer Should Know

      This article covers what buyers should know before purchasing a home with a swimming pool in Southwest Florida, including maintenance costs, pool inspections, insurance, equipment, screen enclosures, resale value, and year-round pool ownership.

      Billee Silva50
    • Why Getting Pre-Qualified Online Isn't Enough for First-Time Homebuyers

      Why first-time homebuyers should do more than complete an online mortgage application. Learn how a personalized mortgage consultation can help you understand affordability, loan options, down payment assistance, and financing strategies before you start looking for a home.

      Nate Nelson20
    • LOAN OFFICER NIGHTMARES: HOW TO PROTECT YOUR CLOSING

      Your loan officer wants you to close on time. Here are the common borrower moves that can stall your mortgage and how to avoid them.

      Scott Brookshire140
    • Living in Fort Myers, Florida: The Complete 2026 Guide to Buying a Home, Costs, Communities & What Locals Know

      Thinking about moving to Fort Myers or buying a home here? This local guide covers what buyers should know about the Fort Myers real estate market, cost of homeownership, flood zones, insurance, HOA and CDD fees, inspections, pools, boating, 55+ communities, and choosing the right area for you.

      Billee Silva30
    • Home Inspection vs. Appraisal: What Every Wyoming Homebuyer Should Know

      An explanation of the difference between an appraisal and an inspection and how it relates to purchasing a home in Wyoming.

      Kim Woodworth51
    • Surviving the Holiday Home Search: 5 Pro Tips

      Don't let the tinsel distract you from your dream home. Broker Rob Quintero shares 5 essential tips for navigating the holiday real estate market.

      Rob Quintero1511
    • Got $30K From Your Parents for a House? Read This Before You Deposit It.

      Gift money can help with a home purchase, but mortgage guidelines can affect who can give it, how it’s transferred, and what documentation is required. Here’s what to know before the money moves.

      Jennifer Chicano161
    • They Said You Can Buy a $700K House. Should You?

      A $700,000 mortgage pre-approval tells you what a lender may be willing to lend. It doesn't tell you what housing payment will feel comfortable in your actual life. Here's what to decide before you start shopping at the top of your approval.

      Jennifer Chicano100
    • Putting 20% Down Just to Avoid PMI? Do the Math First.

      Putting 20% down can eliminate PMI, but it can also mean committing tens of thousands more at closing. Here’s how to compare the monthly savings, PMI, and cash you keep before deciding.

      Jennifer Chicano100
    • Think an ARM Starts Adjusting Right Away? Think Again.

      Think an adjustable-rate mortgage means your rate starts moving right away? A 7/6 ARM keeps the initial interest rate fixed for seven years. Here’s what happens after that and what to check before automatically saying no.

      Jennifer Chicano160
    • $50K Saved. How Much Should You Actually Put Down?

      You saved $50,000 to buy a home. Before you put every dollar toward the down payment, find out what those extra dollars actually change, and what you may want left after closing.

      Jennifer Chicano230
    • APPRAISAL CAME IN $25K LOW. NOW WHAT?

      A $25,000 appraisal gap sounds like a $25,000 buyer problem. It isn’t always. Here’s what can happen when the appraisal comes in below your purchase price.

      Jennifer Chicano170
    • How Much House Can I Really Afford? A Simple Guide for First-Time Homebuyers

      Learn how to find a home price and monthly payment that truly fit your budget. This simple guide helps first-time buyers look at income, bills, savings, current rent, and everyday expenses so they can buy with confidence—without becoming house poor.

      Lisa J. Foster70
    • Think You Need 20% Down to Buy a Home? Think Again

      Many renters may be closer to homeownership than they realize. Recent survey data reveals common misconceptions about down payments, income, and credit. Learn why getting the facts can be the first step toward homeownership and long-term wealth building.

      Tracy Leddy140
    • 3 Responses to Home Prices & Current Interest Rates

      Three Responses to Home Prices & Current Interest Rates

      David Landry180
    • How to Buy Your Next Home Before Selling Your Current One

      Buying before selling doesn't have to be stressful. Learn how a Fairway Bridge Loan eliminates contingencies, allowing you to move first and sell for a higher…

      Michael Martin80
    • Richmond Housing Market: 2026 Outlook and Mortgage

      Discover how Federal Reserve policy, shifting mortgage rates, and strategic seller concessions are shaping new opportunities for homebuyers in Richmond.

      Nathan Matheny300
    • Why Buying a House is Still Obtainable in 2026 in St. Louis

      Think you can't afford a home? 2026 data shows Gen Z is outpacing millennials by using FHA loans and low down payments.

      Jessica Kessel80
    • The Perfection Myth: Managing Home Inspection Expectations

      In 2026, home inspections uncover more than ever. Learn how to manage expectations, focus on major defects, and keep emotions from derailing your home sale.

      Jason Pike162
    • What Happens After You Submit a Mortgage Application?

      Discover the step-by-step mortgage timeline from application to closing. Learn what underwriters look for and how to avoid delays in the 2026 homebuying…

      Cory Barnes60