Buying a home is exciting, but it can also feel overwhelming. Lisa J. Foster makes the mortgage process easier to understand with clear answers, honest guidance, and solutions built around your goals. With more than 30 years of mortgage experience, Lisa understands that every buyer’s story is different. Whether you’re buying your first home, moving up, using VA benefits, or exploring what’s possible, she takes the time to explain your options and help you find the right path forward. As a Sales Manager & Senior Mortgage Advisor with Homeowners Financial Group, Lisa’s goal is simple: make financing your home feel less stressful and help you move forward with confidence.
Home Buying
Think your credit is too low to buy a home? You may have more options than you think. Learn how credit scores, recent payment history, collections, and your overall financial picture can affect your ability to qualify for a mortgage.
First-Time Homebuyers
Learn how to find a home price and monthly payment that truly fit your budget. This simple guide helps first-time buyers look at income, bills, savings, current rent, and everyday expenses so they can buy with confidence—without becoming house poor.
Down Payment
How much money do you really need to buy a house? It may be less than you think. Learn about down payments, closing costs, loan options, gift funds, grants, retirement funds, homebuyer resources, and how much you should keep in savings after closing.
Credit Score
Worried your credit will keep you from buying a home? Don’t count yourself out because of a three-digit number. Your payment history, recent late payments, debt, income, and the way you’ve managed your credit all matter. And having no credit is very different from having poorly paid credit.
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