Down Payment

Most Common Questions About Down Payment Assistance in Arizona

Down payment assistance programs can make buying a home in Arizona more affordable, but many homebuyers aren’t sure how they work or whether they qualify. Here are answers to some of the most common questions about down payment assistance in Arizona.

First-Time Homebuyer Mortgage Guide: Horace, ND

Everything Horace, ND first-time buyers need to know about mortgage types, NDHFA down payment grants, current rates, and getting pre-approved in today's market.

Think You Need 20% Down? Think Again.

Think you need a massive down payment and perfect credit to buy your first home? George Koutsos debunks the biggest home-buying myths for first-time buyers.

How Much Cash Do You Really Need to Buy Your First Home?

Virginia Housing Grant: Buy a Home with Zero Down

Discover how the Virginia Housing secondary mortgage grant covers your down payment and closing costs so you can buy a home with no extra money out of pocket.

Got $30K From Your Parents for a House? Read This Before You Deposit It.

Gift money can help with a home purchase, but mortgage guidelines can affect who can give it, how it’s transferred, and what documentation is required. Here’s what to know before the money moves.

First-Time Homebuyer's Guide to the Inland Empire

Master the Inland Empire market with expert tips on financing, local neighborhoods, and winning your first home bid.

Michigan Down Payment Assistance: 2026 Homebuyer Guide

A plain-language guide to Michigan down payment assistance, including MSHDA's MI 10K DPA: who it's for, how repayment works, and what to ask before you count…

Finding Your Moment: When Is the Best Time to Buy?

First time buyer or moving up the ladder

Buying a Vermont Home With No State DPA

Skipping the state's down payment assistance doesn't mean saving up 20%. Southwest Funding's FHA, VA, USDA, and conventional options get Vermont buyers to…

CalHFA Down Payment Help in Salinas: 2026 Guide

CalHFA can cover up to 20% of your down payment in Salinas. Here's how Monterey County's 2026 income limits, MyHome, and Dream For All work — and how to…

First-Time Buyer Guide: Central Arkansas 2026

Buying your first home in Little Rock in 2026? Here's how to get pre-approved, use ADFA down payment assistance, budget closing costs, and avoid the mistakes…

Minimum Down Payment to Buy in Ocean County, NJ

Ocean County buyers can get in with as little as 0% down via NJHMFA, VA, or USDA loans. Compare FHA, conventional, and New Jersey grants to find your minimum.

Home Purchase: Renting vs Buying

🏠 Renting vs Buying: Which One Is Really Better for You?

Smart Paths to Your First Home: A Local Guide

Low-down and zero-down loan programs, plus local Kentucky assistance, may bring a first home within reach. Jeff Prow at Northpointe Bank explains the paths.

Putting 20% Down Just to Avoid PMI? Do the Math First.

Putting 20% down can eliminate PMI, but it can also mean committing tens of thousands more at closing. Here’s how to compare the monthly savings, PMI, and cash you keep before deciding.

Savannah Homeownership: Myths vs. Reality

Think homeownership is a pipe dream? Savannah lender Mallory McGee breaks down how local down payment programs make buying attainable for young adults.

Fairhope Mortgage Launches No-Income-Limit Down Payment

Fairhope Mortgage announces a new down payment assistance program for Alabama buyers with no income limits and up to 5% assistance on FHA and conventional…

Buy Before You Sell: The Seattle Low-Down payment Jumbo Strategy

Learn how a low down payment jumbo loan lets Seattle buyers win a million-dollar home without selling their current house first.

Can You Buy a Home With Just 3% Down? What Homebuyers Need to Know!

Many homebuyers are surprised to learn that qualified buyers may be able to purchase a home with as little as 3% down. Here’s what buyers in Oregon and Washington should know.

$50K Saved. How Much Should You Actually Put Down?

You saved $50,000 to buy a home. Before you put every dollar toward the down payment, find out what those extra dollars actually change, and what you may want left after closing.

First Time Buyers

Information to help first time buyers.

First-Time Home Buyer Guide: Your 6-Step Roadmap

Buying your first home starts with financing, not house hunting. Here's the step-by-step roadmap from pre-approval to closing — including Illinois down payment…

Seller Concessions in Colorado: The 2026 First-Time Buyer

Seller concessions let Colorado first-time buyers cut closing costs and lower their rate in 2026. Here are the limits by loan type and how to negotiate them.