Latest Articles
The Hidden Costs of Buying the Cheapest House
The lowest-priced home isn’t always the most affordable. In Southwest Florida, expenses like property taxes, homeowners and flood insurance, HOA fees and special assessments can dramatically change the real monthly cost of ownership. Buyers should look beyond the asking price and compare the full pa
Evan Hankel192Mortgage Rates Aren’t Just a Buyer Problem Anymore…They’re a Seller Problem
DC Aiken explains how a seller-funded temporary rate buydown may offer buyers more payment relief than a price reduction, helping Metro Atlanta sellers compete on affordability.
DC Aiken91They Said You Can Buy a $700K House. Should You?
A $700,000 mortgage pre-approval tells you what a lender may be willing to lend. It doesn't tell you what housing payment will feel comfortable in your actual life. Here's what to decide before you start shopping at the top of your approval.
Jennifer Chicano90How Much House Can I Afford in Charleston, SC? 7 Numbers to Know Before You Start Looking
Seven numbers to understand before buying a home in Charleston or Mount Pleasant, from monthly payment and cash to close to property taxes, insurance and flood considerations.
Ryan Lee90Making $150K? Here’s What That Could Buy You in Denver.
Earning $150,000 a year? See what determines how much home you may be able to afford in Denver, including debts, down payment, rates, taxes and insurance.
Jennifer Chicano160How Much House Can I Really Afford? A Simple Guide for First-Time Homebuyers
Learn how to find a home price and monthly payment that truly fit your budget. This simple guide helps first-time buyers look at income, bills, savings, current rent, and everyday expenses so they can buy with confidence—without becoming house poor.
Lisa J. Foster70Can $10K in savings be enough to buy a Denver home?
See what $10,000 in savings could mean for a Denver homebuyer and which upfront costs should be considered before making an offer.
Jennifer Chicano150Why Buyers Pass on Reno-Sparks Homes and Why Sometimes I Tell Them Not To
Why do some perfectly good homes get passed over while others get all the attention? After years of showing homes in Reno-Sparks, I’ve seen buyers walk away for reasons sellers could have prevented. I’ve also seen those same overlooked homes become some of the best opportunities for buyers.
Joanne Tiernan260Monthly payment breakdown for a $500K Denver home.
See what can affect the monthly cost of a $500,000 Denver home, from your down payment and interest rate to taxes, insurance, and loan structure.
Jennifer Chicano110Is a $750,000 Denver home within your budget?
How much income does it take to buy a $750,000 home in Denver? Income matters, but debt, down payment, taxes, insurance and mortgage structure can dramatically change the answer.
Jennifer Chicano70Rates Signal Action Now, Not a Crash Wait
Nashville has hit six months of inventory for the first time in years. Here's what the 2026 stats mean for your timing and budget.
Ray Lockery90Mortgage Rates 2023–2026: Nearly Flat for 4 Years
30-year fixed rates averaged 6.81% in 2023, 6.72% in 2024, 6.60% in 2025, and 6.31% YTD in 2026. Here's the 18-month forecast and what it means for buyers.
Brad Johnson1602026 Housing Market: Buy Now or Wait on Rates?
Rates held near 6.6% all spring while prices kept climbing. Here's what the 2026 market means for buyers deciding whether to lock in now or hold out.
Danh Bui131Why Buying a Home Now Beats Waiting for Lower Rates
Waiting for rates to drop could cost you more than you think. Here's why current 2026 market dynamics favor buyers who act now.
Danh Bui40I Make $100,000 a Year—How Much House Can I Afford in Denver?
Making $100,000 a year in Denver? Learn why salary alone doesn't determine how much house you can afford.
Jennifer Chicano121Cost to Buy a Home in King & Pierce County (2026)
Discover how much cash you need for a down payment and closing costs in King and Pierce County, WA in 2026 — plus the support programs that can cover them.
Walter and Emily Howard The Howard Team at Fairway Home Mortgage NMLS 85438 & 1633389113Stop Waiting for the Bottom: Personal Timing Beats Market
Rates are stuck near 6.7% while prices keep inching up. Here's the math on why waiting for a lower rate can cost you more than it saves — and when personal…
Angie Hall111How to Beat High Mortgage Rates in 2026
Rates hit 6.69% in August 2026. Buydowns, ARMs, and Indiana down payment programs can get Bloomington buyers into a home now instead of waiting.
Dan Smith90Buy Now or Wait for Rates? 2026 Home Buying Strategy Guide
Should you buy now or wait for mortgage rates to drop? Explore 2026 forecasts, the cost of waiting, and Urbandale market trends to decide with confidence.
Dan Buchholz261Affordability Strategies: Using Seller Concessions in 2026
With mortgage rates near 7%, seller concessions offer a strategic path to lower payments. Learn how permanent and temporary buydowns can help you secure a home.
Dylan Crews, Loan Officer (NMLS #1987505) | Edge Home Finance, LLC (NMLS #891464)292How Temporary Rate Buydowns Solve 2026's Affordability
As 30-year mortgage rates hover near 6.75%, temporary buydowns like RateReduce Temp are bridging the gap for buyers while helping sellers maintain home values.
Charles Galati60How Much House Can I Afford? 2026 Mortgage Guide
Determine your home buying power with the 2026 loan limits and DTI formulas lenders use. Learn how to calculate your maximum purchase price and comfort number.
Victor Santos170
