Latest Articles
Mastering Your DTI for Mortgage Approval
Your debt-to-income ratio is the single biggest number lenders judge you on. Here's how the DTI math works, the limits for each loan type, and how to lower…
TJ Kuczewski10Estas pensando en comprar tu primera casa en Florida? Hay ayuda para el pago inicial!
, SHIP del condado de Brevard y el condado de Orange.
Katherine Rivas30How Much Are Closing Costs When Buying a Home?
Your down payment isn't the only money you'll need when buying a home. Learn what closing costs include, how cash to close is calculated, which costs may be negotiable, and how seller concessions and lender credits can potentially reduce what you bring to closing.
Dave Cook20Florida First-time homebuyers
First-time Homebuyer options
Katherine Rivas20Non-QM Loans: Mortgage Help for Self-Employed &
Self-employed or asset-rich but can't prove income on a tax return? Non-QM loans use bank statements, asset depletion, or DSCR to qualify.
Tim Fitzhugh1006.67% Mortgage Rates: Lock-In Effect & Buyer Playbook
3% vs 6.67%: How first-time and move-up buyers can navigate today's mortgage rate market
Sara Asselin30Columbus, GA or Phenix City, AL: What Changes About Your Mortgage When You Cross the River
Plenty of buyers here shop both sides of the Chattahoochee, then get surprised when the same price produces a different payment. The loan program doesn't change at the state line. The license, the assistance programs, the tax math and the closing table all do.
Tucker Watson20Debt Consolidation Guide for Homeowners
High-interest debt costs homeowners about 21% APR. Learn how to shift credit card balances into lower-cost home equity debt — the math, the tradeoffs, and the…
Thierry Abel20The Path to 5% Mortgage Rates: Floors, Strategy, Reality
Mortgage rates won't return to 3%. Here's the structural floor, what blocks a faster drop, and a realistic ETA for the 5% range.
Dylan Crews NMLS 198750550Fed September 2026: Rate Lock Strategy
The Fed holds rates at 3.50%-3.75% but markets now price a September hike. Here's when to lock your mortgage rate and how to protect your deal.
Victor Santos203 Responses to Home Prices & Current Interest Rates
Three Responses to Home Prices & Current Interest Rates
David Landry40Buying a Home in the DMV: A 2026 Step-by-Step Guide
Buying your first home in the DMV? Realtor Brandon Wilson walks through the 8-step process and the 2026 down payment assistance programs in DC, Maryland, and…
Brandon Wilson10Buy Before You Sell: A SoCal Realtor's Edge
Buy before you sell financing helps Southern California sellers bid without a sale contingency — and gives you a stronger listing pitch.
Nathan Carpenter10HELOC vs. HELOAN: Tap Equity Without Touching Your Low Rate
Don't lose your low mortgage rate. Learn how HELOCs and HELOANs let you access equity for renovations or debt consolidation without a full cash-out refinance.
Karen Li20August 2026 Seattle Mortgage and Homebuyer Update
Mortgage rates remain elevated, but Seattle-area buyers may have more negotiating leverage than they realize. Here’s what buyers should know about current rates, VantageScore 4.0 and a limited-time 1-0 temporary-buydown opportunity.
Lance Morgan1602026 Mortgage Outlook: Is the Wait Costing You?
Mortgage rates may not fall much in 2026, but Hamilton County home values keep climbing.
Jon Knight90The 10-Year Treasury Is Coming Down. What Treasury’s Bigger Buyback Program Could Mean for Mortgage Rates
The U.S. Treasury just announced plans to at least double buybacks of longer-term Treasury debt. Here’s why the 10-year Treasury yield fell, how Treasury buybacks work, and what the move could mean for mortgage rates and homebuyers.
Ryan J. Speltz406 VA Loan Myths That Cost Columbus and Phenix City Buyers Money
Fort Benning makes the Columbus, GA and Phenix City, AL market one of the most VA-heavy housing markets in the country. Yet six myths keep local buyers from using the benefit they earned, or using it well. Here's what's actually true.
Tucker Watson20The Medicare Gap: What Assisted Living Really Costs
Medicare won't pay for assisted living room and board. See what care actually costs, how hospital discharge works, and why Medicaid eligibility changes your…
Matthew Wood00Thinking of Buying a Home...
#1 Mistake = Not calling your lender first.
Heather Livingston20Priced Out? 6 Ways First-Time Buyers Still Buy
Think you're priced out? Condos, house hacking, and down payment assistance are how first-time buyers are finding a way in during 2026.
Ken Clark Jr.30Ohio HO3 Homeowners Insurance: What's Covered & What's Not
An Ohio HO3 policy covers your home against most risks, but critical gaps like flood and sewer backup require endorsements.
Joni Wagner10Jumbo Mortgages for Self Employed
Steve Saxton30Can I Use My VA Loan More Than Once?
Quick answer: Yes. Eligible veterans, active-duty service members, and qualifying surviving spouses can use a VA loan multiple times throughout their lifetime, provided they have sufficient VA entitlement or restore their entitlement after meeting the program's requirements.
Daniel Jackson10
Showing 24 of 629 articles