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    • San Ramon, CA

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    1. Read
    2. Topics
    3. Personal Finance
    4. Mortgage Programs

    Mortgage Programs

    7 articles
    7 experts

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    Latest Articles

    • First-Time Homebuyer Programs in Des Moines Metro

      Low and no down payment mortgages, IFA FirstHome financing, and Neighborhood Finance Corporation grants make first-time homebuying affordable across the Des…

      Dan Buchholz111
    • Best Mortgage Programs for Cincinnati First-Time Buyers

      Discover the top first-time homebuyer programs in Cincinnati for 2026. From OHFA grants to local ADDI funding, learn how to bridge the down payment gap.

      Travis Ard51
    • Divorcing Homeowners: Why You Need a CDLP Early on

      Consulting a Certified Divorce Lending Professional early ensures mortgage options are protected and prevents settlement terms that make refinancing impossible.

      Shelley Mitchell61
    • Debt-to-Income Ratio Isn't Your Credit Score: Why It Matters

      Your debt-to-income ratio (DTI) often decides your mortgage eligibility more than your credit score. Learn how DTI is calculated and how to lower yours today.

      Lavonte Robinson21
    • Physician Mortgage Loans: 2026 Home Buying Guide for Doctors

      Discover how physician mortgage loans in 2026 offer 100% financing and zero PMI for medical professionals, even with high student debt or no current job (with employment contract).

      Tony Farias110
    • First-Time Buyer Program Eligibility: 2026 Guide to CT

      Do you qualify for a first-time buyer program? Discover the 2026 CT income limits, credit requirements, and how to access up to $50,000 in forgivable grants.

      Lisa Andrade80
    • Get 25% Down Payment Aid: Colorado Teacher Mortgage Guide

      Colorado teachers and K-12 staff can now access 25% down payment assistance through the CHFA Schools to Home program. Learn how to qualify.

      Dave Cook12460

    Top Experts

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      Dan Buchholz

      Executive Mortgage Consultant | NMLS# 688239

      1 article

      Urbandale, IA
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      Travis Ard

      Senior Mortgage Loan Originator | NMLS# 277140

      1 article

      Cincinnati, OH
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      Shelley Mitchell

      Certified Divorce Lending Professional (CDLP) & Mortgage Advisor

      1 article

      Montgomery, TX
    • L

      Lavonte Robinson

      Loan Officer | NMLS# 1771049 | Ruoff Mortgage NMLS# 141868

      1 article

      Fort Wayne, IN
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      Tony Farias

      Loan Officer | NMLS# 329077

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      Fort Lauderdale, FL
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      Lisa Andrade

      Realtor

      1 article

      Milford, CT
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      Dave Cook

      Branch Manager / Loan Officer

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      Denver, CO