Fort Wayne
How Much Cash Do You Need for a Fort Wayne Home?
The 20% down payment rule keeps many Fort Wayne buyers on the sidelines. Here's what your cash-to-close could actually look like on a local home.
Sep 14, 20264 min read60
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Lavonte Robinson
@lavonterobinson
8+ Years of expertise
Loan Officer | NMLS# 1771049 | Ruoff Mortgage NMLS# 141868
Ruoff Mortgage
Mortgage Loan Officer
1670 Magnavox WayFort Wayne, IN 46804
9Articles
About Lavonte
Two beliefs I hold strongly are, "To Lead, You Must Serve" and "The Best is Yet to Come." From an early age, I was taught the importance of respect and honesty, and these values guide me as I assist you through the homebuying process.
- Ruoff Mortgage
- Loan Officer | NMLS# 1771049 | Ruoff Mortgage NMLS# 141868
- Website
- ruoff.com
- Member since
- July 2026
Lavonte's Articles
Fannie Mae
Buy Before You Sell: Excluding Your Old Mortgage From DTI
Fannie Mae can let you exclude your current primary mortgage from debt-to-income ratios when buying a new home before selling — but only with the right equity…
Sep 14, 20267 min read80
Home Buying
3 Things I'd Do Before Applying for a Mortgage
Before you apply for a mortgage: review your monthly budget, hold off on new debt, and talk to a lender before you assume what you qualify for.
Aug 27, 20264 min read70
Home Equity
I Have Equity in My Home. Now What?
Home equity gives you options—but not every option is right for your situation. Learn the math behind cash-out refinancing, HELOCs, and home equity loans, plus…
Aug 27, 20262 min read70
Mortgage tips
Debt-to-Income Ratio Isn't Your Credit Score: Why It Matters
Your debt-to-income ratio (DTI) often decides your mortgage eligibility more than your credit score. Learn how DTI is calculated and how to lower yours today.
Jul 23, 20268 min read71
Showing 6 of 9 articles
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Lavonte Robinson@lavonterobinsonLoan Officer | NMLS# 1771049 | Ruoff Mortgage NMLS# 141868Ruoff Mortgage
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