Latest Articles
Why the Fed Hold Matters for Your 2026 Refinance
Onpoint Mortgage Pro explains why the Fed's August 2026 rate-hold creates a strategic window: time to strengthen credit and equity before refinancing opens in…
Victor Santos100Why Mortgage Rates Aren't Waiting for the Fed
Mortgage rates follow the 10-year Treasury yield and the bond market, not the Fed's benchmark rate. Waiting for a rate cut can cost buyers the right home.
Lisa Torino21Should You Buy Before Mortgage Rates Drop?
Is waiting for lower rates a mistake? Loan Officer Dan Chapman explains why timing the market often costs more than buying today in the Puget Sound region.
Dan Chapman70Divorce and the Mortgage: What Happens to the House?
Divorce and the mortgage: whoever keeps the house needs to actually qualify to keep it, and a divorce decree alone doesn't take anyone off the loan. Only a refinance, assumption, sale, or payoff does that. Four options: sell, refinance into one name, assume the existing loan, or keep it joint temp.
Mark Wilkins31Why 2026 Is the Best Time to Buy Real Estate (Not Wait)
Stop waiting for lower rates. Discover why 2026 is the year to buy real estate, lock in your price, and start building $16,000+ in annual equity today.
Gabriel Angel Del Rio1012026 Mortgage Guide: Rates, Forecasts, and Loan Trends
Mortgage rates in July 2026 are stabilizing near 6.5%. Compare FHA vs. conventional loans and see why the MBA forecasts steady rates through 2027.
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