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    • San Ramon, CA

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    V

    Victor Santos

    @victorsantos

    Mortgage Broker

    ONPOINT MORTGAGE PRO

    Mortgage Loan Officer

    530 Technology Dr STE 100Irvine, CA 92618
    8Articles

    About Victor

    Victor Santos is a trusted Mortgage Broker at OnPoint Mortgage Pro in Irvine, California, serving homebuyers and homeowners throughout the Irvine area and greater Southern California. Victor Santos specializes in home purchase loans and mortgage refinancing, guiding clients through every step of the lending process with dependability, accessibility, and a commitment to exceptional customer service. As a highly skilled mortgage professional, Victor Santos works to ensure each loan closes quickly.

    Victor's Articles

    When Will Mortgage Rates Go Down? 2026-2027 Forecast

    When Will Mortgage Rates Go Down? 2026-2027 Forecast

    Mortgage Rates
    Housing Market

    by Victor Santos

    Aug 24, 2026
    8 min read
    7
    0
    Three Fed Dissents Mean Rate Hike Risk: Act Now

    Three Fed Dissents Mean Rate Hike Risk: Act Now

    Mortgage Rates
    Federal Reserve

    by Victor Santos

    Aug 21, 2026
    4 min read
    7
    0
    Fed September 2026: Rate Lock Strategy

    Fed September 2026: Rate Lock Strategy

    Mortgage Rates
    Home Buying

    by Victor Santos

    Aug 20, 2026
    9 min read
    7
    0
    Refi or Wait? Your 2026 Mortgage Rate Decision Guide

    Refi or Wait? Your 2026 Mortgage Rate Decision Guide

    mortgage
    Refinance

    by Victor Santos

    Aug 19, 2026
    10 min read
    6
    0
    Why the Fed Hold Matters for Your 2026 Refinance

    Why the Fed Hold Matters for Your 2026 Refinance

    Mortgage Rates
    Federal Reserve

    by Victor Santos

    Aug 13, 2026
    5 min read
    12
    0
    Fed Holds Rates: The Fall 2026 Buyer Decision Framework

    Fed Holds Rates: The Fall 2026 Buyer Decision Framework

    Mortgage Rates
    Housing Market

    by Victor Santos

    Aug 4, 2026
    8 min read
    5
    0

    Showing 6 of 8 articles

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