Federal Reserve

Why Mortgage Rates Are Rising Since March 2026

Mortgage rates have climbed since March 2026 as inflation re-accelerated and the Fed turned hawkish.

What This Week's Economic Data Means for Mortgage Rates

Core PCE, the September jobs report, and jobless claims all land this week. Here's what each one could mean for your mortgage rate — and when to lock.

The Mortgage Rate Roller Coaster: What Buyers Should Know

Feeling stuck on the mortgage rate roller coaster? Kim Violette explains how the Federal Reserve actually affects your rates and why waiting to buy may cost…

The Rate Hike Isn't What You Think.

The Fed raised rates. Before you assume your mortgage rate just jumped too, here's the part the headlines often leave out.

The Fed Just Raised Rates — Why Your Quote Didn't Move

The Fed raised rates to 3.75%–4% on Sept. 16, yet the 30-year fixed stayed at 6.95%. Here's why the bond market already priced it in.

Why Mortgage Rates Crossed 7%: What the Spike Means

Rising oil prices and sticky inflation pushed the 10-year Treasury yield to its highest since 2007, sending 30-year fixed mortgage rates back above 7%.

What the Fed's Rate Hike Means for Home Buyers and Owners

The Fed raised rates by a quarter point on Sept. 16, 2026 — its first hike in three years. What it means for your mortgage, your budget, and your next move.

Mortgage Rates Near 7%: What's Driving Them Higher

The 30-year fixed mortgage averaged 6.76% this week, its highest level in 15 months, as the Fed prepares to hike rates.

Will Fed Hikes Raise Phoenix Mortgage Rates?

Michael McDermott of NEXA Lending explains why a Federal Reserve rate hike doesn't automatically mean higher mortgage rates for Phoenix and Maricopa County…

The Fed's Next Move: What Will Happen during the rest of 2026?

With the Fed poised to cut rates once in 2026, mortgage rates near 6.7% still shape affordability.

Fed Rate vs. Mortgage Rate: Why the Headline Misleads You

The Fed doesn't set your mortgage rate — the 10-year Treasury yield does. Here's how Fed decisions actually ripple through, and what to watch instead.

Three Fed Dissents Mean Rate Hike Risk: Act Now

Three Fed dissents signal a September rate hike risk. For California buyers and homeowners, the gap between retail bank rates and broker-negotiated wholesale…

Fed September 2026: Rate Lock Strategy

The Fed holds rates at 3.50%-3.75% but markets now price a September hike. Here's when to lock your mortgage rate and how to protect your deal.

Refi or Wait? Your 2026 Mortgage Rate Decision Guide

Not sure whether to refinance after the Fed's July hold? Use this three-tier framework, built on your current rate, to decide when refi math actually works.

Why the Fed Hold Matters for Your 2026 Refinance

Onpoint Mortgage Pro explains why the Fed's August 2026 rate-hold creates a strategic window: time to strengthen credit and equity before refinancing opens in…

Fed Holds Rates: The Fall 2026 Buyer Decision Framework

The Federal Reserve's July 2026 hold has created a unique strategic window for homebuyers. Here is the framework to navigate rates and inventory this fall.

Stocks Tumble as Fed's Inflation Fight Faces Scrutiny

National volatility scales local heights as West Palm Beach homeowners face shifting mortgage costs following the Fed's July 2026 rate freeze.

Fed Rate Decision: Warsh Signals Shift on Balance Sheet

Federal Reserve Chair Kevin Warsh faces pressure to clarify interest rate paths and the future of the $6.74 trillion balance sheet as inflation stays high.

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June 2026 CPI Report: Inflation Cools to 3.5% as Rates Pivot

June 2026 CPI data shows inflation falling to 3.5%, lower than estimates. Discover what this means for Federal Reserve interest rates and mortgage trends.

Fed Reform: Kevin Warsh Names Task Force "A-Team" for 2026

Kevin Warsh names Doug McMillon and Marc Andreessen to lead five task forces aimed at reforming Federal Reserve policy, signaling a likely rate pause through…

Interest Rate Market 2026: Fed Policy & Mortgage Trends

The Fed holds rates at 3.50% in July 2026 as mortgage rates hover near 6.43%. Explore Goldman Sachs' forecast and what the labor market cooling means for you.

Inside the Divided Fed: Will the June Jobs Slowdown Stop

Fed minutes reveal a three-way split on rate hikes. With only 57,000 jobs added in June, find out why the Federal Reserve may stay on the sidelines in 2026.