Housing Market

Mortgage FAQ for Tampa Bay and Florida Homebuyers | Your Home Loan Team

Get straightforward answers about home loans, mortgage pre-approval, down payments, credit, conventional, FHA, VA and USDA loans

Not Every Home Needs the Same Inspections: What Northern Nevada Buyers Should Know

Buying a home involves more than one inspection. From pest reports and older furnaces to sewer scopes, wells, septic, solar and more, knowing what to look for before you write an offer can save you from costly surprises later.

What Louisville Homebuyers Should Know About Mortgage Rates

Explain what Louisville homebuyers should know about mortgage rates, including how credit, down payment, loan type and points affect rate and cost. Explain why the lowest advertised rate may not be the best mortgage and how a local mortgage broker can compare options from multiple lenders.

The Fed Moved Rates. Everybody Panic! (Actually, Please Don’t.)

Buy first, sell second!

Buy your next home before selling your current one! With select Non-QM options, you may qualify without counting your existing home’s PITI in your DTI.

Oceanside Real Estate: 2026 Market Trends & Outlook

Oceanside's median home price hit $889,411 this summer, up 4% year over year. Tight coastal inventory and stiff competition in San Diego County — here's what…

The Fed Rate Increase and its effect on mortgage rates

Today (Sept. 16, 2026), the Fed raised its key short-term rate (the federal funds rate) by 0.25% to a target range of 3.75%–4.00%—its first hike since 2023—to fight elevated inflation.

What the Fed's Rate Hike Means for Home Buyers and Owners

The Fed raised rates by a quarter point on Sept. 16, 2026 — its first hike in three years. What it means for your mortgage, your budget, and your next move.

Lake County Living: Small-Town Charm, Orlando-Sized Paychecks

Plenty of Lake County buyers work in Orlando but don't want to live there. Here's the financing angle for a commuter market that's finally getting its due.

Mortgage Rates Near 7%: What's Driving Them Higher

The 30-year fixed mortgage averaged 6.76% this week, its highest level in 15 months, as the Fed prepares to hike rates.

Waiting for Lower Rates? Cute. So Are All the Other Buyers.

Should Denver buyers wait for mortgage rates to drop or make a move now? This article breaks down how rates, home prices, inventory and negotiating power affect the real cost of waiting, and why a lower rate doesn’t always mean a better deal.

The Fed May Raise Rates Tomorrow—Does That Mean Your Mortgage Rate Is Going Up?

The Fed may raise rates, but that doesn’t mean your mortgage rate automatically goes up. Here’s what actually controls mortgage rates—and why they can move before the Fed ever acts.

What Would The Monthly Payment Be On This House in Des Moines?

The DFW Price Surge: Why Values Must Rise

A data-driven look at why DFW home prices are set to climb: massive tax relief, Wall Street migration, and builders pulling back on inventory.

Denver Home Prices in 2027: Should We Panic or Calm Down?

Will Denver home prices actually drop in 2027? This article breaks down what could move prices, whether buyers should wait, what sellers should watch, and why trying to perfectly time the Denver housing market may not be the winning strategy.

Lake Chelan or Wenatchee? The Questions I Ask Every Client Who's Torn Between the Two

LET'S BE BRIEF !

What's going on in the Southern California Real Estate Market Today !

That Denver House Is Listed at $700K. But What Should You Actually Offer?

Denver buyers may have more negotiating power than they think. Here’s how to tell what a home is really worth, when to offer below asking, and why negotiating price isn’t always the smartest way to save money.

Moving to Rural Texas in 2026? USDA Loans & the Real Data

Urban counties grew slower than every other county type in 2025. What that means for homebuyers weighing a rural move — and how to finance it.

Selling a Home in Surprise? How to Compete With New Construction

Competing with a builder takes more than a lower asking price. Learn how to highlight your home’s advantages, compare incentives, and prepare a stronger selling strategy in Surprise.

Housing Shortage: We Can't Just Finance Our Way Out

Financing and supply solve different problems. Ten buyers, five houses: add $30,000 to everyone's budget and there are still five houses. The ROAD to Housing Act's provisions are useful but demand-side. The real work is construction — zoning, permitting, workforce.

Rates Are at 6.71%: Why Your Payment Beats Timing

The 30-year fixed averaged 6.71% as of September 3, 2026. Here's what's driving rates higher and why your comfortable monthly payment matters more than market…

Starbase Louisiana: What SpaceX Means for Acadiana Homes

The new SpaceX facility near Pecan Island could reshape housing demand across Lafayette and Acadiana. Here's what homebuyers and owners should know.

Lancaster & York Market: September's Local Reality Check

Cooler weather is easing the Susquehanna Valley's summer heat. Lancaster and York homes are still selling near asking, but inventory is growing and buyers…