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    • San Ramon, CA

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    1. Read
    2. Topics
    3. Personal Finance
    4. Investing

    Investing

    26 articles
    24 experts

    Latest Articles

    • Buying a Home Doesn't Always Mean Liquidating Investments

      Thinking of buying a home doesn't have to mean cashing out your investments. A mortgage pro and financial planner together can show clients financing options…

      George Koutsos40
    • Louisville Real Estate: A Stability Play

      Jeff Prow60
    • DSCR Loans: The Streamlined Advantage to Your First Investment Property!

      Learn how to qualify for an investment property without tax returns or pay stubs using Debt Service Coverage Ratio (DSCR) loans — and buy your first rental…

      Ryan Williams50
    • Gold vs. Art: Which Appreciates Better?

      A beginner-friendly guide comparing the long-term appreciation, liquidity, and risks of gold versus fine art to find the best store of value for your portfolio.

      Jayesh50
    • DSCR Loans in Raleigh: Qualify Using Rental Income

      DSCR loans let you qualify for rental properties based on the property's income instead of your tax returns — the key to scaling a portfolio in Raleigh and the…

      Michael Martin40
    • Crystal Beach DSCR Loans: The 2026 Short-Term Rental Guide

      Master the math of Crystal Beach DSCR loans in 2026. Learn how revenue-first financing helps investors scale short-term rentals on the Bolivar Peninsula.

      Danny Tyroch50
    • The Investor Pivot: Why Now Is the Time to Strike

      Market leveling and fewer standard buyers are opening a window for investors. Here's how DSCR, bank-statement, and asset-depletion loans let you act on it.

      Paul Geske60
    • DFW Real Estate: Why the Offseason Is Your Best Buy

      Dallas-Fort Worth's corporate boom and looming state-funded tax relief make the current high-inventory market 'on sale.' Rick Baker explains why buy-and-hold…

      Rick Baker120
    • DSCR Loans in Savannah: Finance Rentals on Property Income

      DSCR loans let Savannah investors qualify on rental income, not W-2s. Here's how they work and why they suit the Hostess City's hot rental market.

      Denise Lott90
    • Tap SoCal Equity: DSCR Second Mortgages Guide

      Keep your low-rate first mortgage and still pull cash out of a SoCal rental with a DSCR second mortgage or HELOC. Here's how income-based qualification works.

      Craig Brock2430
    • DSCR Loans Made Simple with GMFS Mortgage

      Unlock your investment potential with Stephanie Machado Barto's guide to DSCR loans—where your property's income, not your taxes, drives the deal.

      Stephanie Machado Barto110
    • DSCR Loans: Invest Without a W-2

      Learn how DSCR loans let real estate investors qualify for financing on property income alone — no W-2, no tax returns, no job required.

      Marcel Garcia61
    • Unlock Investment Property Equity: Non-QM Refinancing Guide

      Discover how DSCR and non-QM refinancing let real estate investors tap rental property equity through cash-out and rate-and-term loans without W-2 or DTI…

      Shea Sherman50
    • Why Investors Are Choosing DSCR Loans Right Now

      Discover why savvy investors are trading income-based mortgages for DSCR loans — property cash flow, faster closings, and no cap on portfolio growth.

      Marcel Garcia171
    • Buying a Cabin in Sevierville: What Buyers Should Know in 2026

      Buying a cabin in Sevierville can be a great investment, but zoning, septic systems, steep terrain, access, rental rules and maintenance can change the numbers quickly. Here are the things I believe buyers should understand before they purchase.

      Will Cupp80
    • The real-estate advice that keeps you poor

      Rick Baker60
    • Tri-Cities Real Estate Investing: A Local's Guide

      Why Kennewick, Pasco, and Richland reward patient first-time investors — and where local knowledge of the Hanford economy gives you an edge.

      Michael Prentice61
    • Rent vs. Buy: Does Investing Beat Homeownership?

      A 10% stock return looks like it beats 5% home appreciation. But mortgage leverage and principal reduction change the math.

      Dylan Crews, Loan Officer (NMLS #1987505) | Edge Home Finance, LLC (NMLS #891464)100
    • Real Estate is More Than a Place to Live. It Can Be a Path to Long-Term Wealth.

      A home is where you live. With time and smart choices, it can also help you build something for the future.

      Adam Dublet443
    • What’s a DSCR Loan? A Game-Changer for Real Estate Investors

      If you’ve ever looked into investment property loans, you’ve probably heard the term DSCR thrown around. It stands for Debt Service Coverage Ratio, and it’s one of the simplest yet most powerful ways for investors to qualify for financing without relying on their personal income.

      Mark Wilkins90
    • Scaling Oregon Real Estate: A Guide to DSCR Loans

      DSCR loans let Oregon investors finance rentals off the property's income alone — no personal tax returns required. A Clackamas mortgage pro explains.

      Tu Phan60
    • Why Buying a Multi-Unit Property Beats Single-Family Homes

      Multi-unit properties allow buyers to finance 2-4 units with as little as 3.5% down. This house hacking strategy uses tenant rent to cover the mortgage.

      Craig Messman81
    • 100% Financing for Your Mortgage vs. Using a Down Payment

      Learn how to weigh the opportunity cost of a down payment against investment returns. Compare 100% financing, DPA, and construction loans to maximize wealth.

      Aaron Meilich140
    • Real Estate Professional Status: A Guide for High-Income

      High-income investors can use Real Estate Professional Status (REPS) to offset ordinary income with rental losses.

      Steve Madsen290

    Showing 24 of 26 articles

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    Top Experts

    • R

      Rick Baker

      Top 4% in the world for Coldwell Banker. Personally investing for over 20 years in Real Estate.

      2 articles

      Frisco, TX
    • M

      Marcel Garcia

      Branch Manager

      2 articles

      Miami, FL
    • G

      George Koutsos

      Senior Vice President | NMLS #29613

      1 article

      Beverly, MA
    • J

      Jeff Prow

      Sr. Loan Officer | NMLS# 52623

      1 article

      Louisville, KY
    • R

      Ryan Williams

      Independent Mortgage Broker | NMLS # 111026

      1 article

      Newberg, OR
    • J

      Jayesh

      Photoframe

      1 article

      Los Angeles, CA
    • M

      Michael Martin

      Branch Manager | NMLS# 131445

      1 article

      Raleigh, NC
    • D

      Danny Tyroch

      Senior Mortgage Originator

      1 article

      The Woodlands, TX
    • P

      Paul Geske

      Loan Officer

      1 article

      Clackamas, OR
    • D

      Denise Lott

      Branch Manager

      1 article

      Savannah, GA
    • C

      Craig Brock

      Mortgage Advisor

      1 article

      San Diego, CA
    • S

      Stephanie Machado Barto

      Branch Manager | Senior Loan Officer

      1 article

      Covington, LA