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    Craig Brock

    @craigbrock

    Mortgage Advisor

    American Pacific Mortgage

    Mortgage Broker

    San Diego, CA
    3Articles

    About Craig

    Craig Brock is a San Diego-based loan officer with American Pacific Mortgage and over 24 years of experience in the mortgage industry. Rooted in a background in real estate appraisal, Craig entered the mortgage world with a genuine desire to educate borrowers and help them understand the true cost of homeownership — and that educator's mindset still drives everything he does today. Craig specializes in working with self-employed borrowers and clients with complex financial situations — people who are successful in real life but struggle to qualify through traditional lending channels because of write-offs and non-traditional income. Where other loan officers see a dead end, Craig finds a path. What truly sets Craig apart is his commitment to the full financial picture.

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    Craig's Articles

    2-1 Buydown in San Diego: Smart for Rising Incomes?

    Mortgage Buydowns

    2-1 Buydown in San Diego: Smart for Rising Incomes?

    A 2-1 buydown lowers your San Diego mortgage payment for two years as your income climbs.

    Oct 3, 2026·8 min read·150
    Mortgage Buydowns
    Home Buying
    The Mortgage Rate Paradox: Rising Rates in a Slow Economy

    mortgage

    The Mortgage Rate Paradox: Rising Rates in a Slow Economy

    Mortgage rates are climbing past 7%

    Sep 25, 2026·2 min read·130
    mortgage
    Interest Rates
    Tap SoCal Equity: DSCR Second Mortgages Guide

    DSCR Loans

    Tap SoCal Equity: DSCR Second Mortgages Guide

    Keep your low-rate first mortgage and still pull cash out of a SoCal rental with a DSCR second mortgage or HELOC. Here's how income-based qualification works.

    Sep 24, 2026·8 min read·2450
    DSCR Loans
    Home Equity

    Showing 3 of 3 articles

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  1. American Pacific Mortgage
    Mortgage Advisor
    Location
    San Diego, CA
    Website
    craigbrock.com
    Member since
    September 2026

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