Latest Articles
Beat the Rate: 1-0 and 2-1 Buydown Strategies for Today's Market
Temporary mortgage buydowns can slash your first-year payment even when rates sit above 7%. Here's how 1-0 and 2-1 structures work and who pays.
Joe Juliano20Could Mortgage Rates Drop Below 7% for the Holidays?
Mortgage rates below 7% could be back in play for the holidays if bond yields ease, oil prices cool, trade policy remains stable and economic growth shows signs of slowing. For buyers, that could improve affordability—but lower rates may also bring more competition back into the market. The next few
Evan Hankel80APR vs. Interest Rate: The Consumer Guide to True Loan Costs
Learn the vital difference between your interest rate and APR, why the lowest rate doesn't always mean the cheapest loan, and how to find your real break-even…
Jeremy Allen150The 2-1 Buydown: A Strategic Bridge for Today's Market
A 2-1 buydown cuts your rate by 2% the first year and 1% the second — a bridge that gets buyers in now.
Nadine Feldman30Navigating the 2026 Economic Landscape: A Wealth Manager's Perspective
Partner Brian Townley breaks down the 2026 economic climate — rising rates, sticky inflation, and a cooling housing market — and what it means for your…
Brian Townley70The 3-2-1 Buydown: A Win-Win for Sellers and Buyers
A 3-2-1 buydown lets sellers protect their price while buyers get major payment relief. Here's how the math works for both sides.
Clark Harvey10Fed Update: Rate Hikes and Your Mortgage in 2026
The Fed's September 2026 rate hike pushed mortgage rates to 7.30%. Here's what the shifting rate landscape means for Georgia homebuyers and what to do now.
Patti Adamson100Closing Got Delayed. Is Your Rate Still Safe?
A closing delay can put your mortgage rate lock at risk. Here’s what to know about extensions, possible costs, repricing, and the questions to ask before your lock expires.
Jennifer Chicano50Weekly Market Recap: Hot Inflation, Cooler Rates (Oct 12-16)
Inflation came in hot on two straight days, yet mortgage rates finished the week lower. Dio Vannucci breaks down the Oct 12-16 market action, what it means for buyers and Realtors, and what to watch next.
Dio Vannucci130Price Reduction vs. Seller Concession: Which Saves More?
A seller concession covers cash you need today; a price cut shrinks what you borrow for 30 years. Here's which one wins in 2026's market.
John Keifer60Weekly Market Recap: Rates Hit a One-Year High, Then Exhaled (Oct 5-9)
What happened this past week with mortgage rates and what to look for this coming week.
Dio Vannucci60The High Cost of Waiting: Equity Lost Since 2022
Waiting for mortgage rates to drop? Since 2022, buyers who held off have watched home prices climb and equity slip away.
Corey Weber111You Found the House. Lock the Rate or Wait?
Once you’re under contract, deciding whether to lock your mortgage rate or let it float becomes a real financial decision. Here’s what a rate lock protects, what it doesn’t, and what to ask before you choose.
Jennifer Chicano80Are Mortgage Rates Really High? The Last 30 Years, Decoded
Today's 6-7% rates feel steep, but 30 years of Freddie Mac data show they sit near the long-run norm. Here's what that means for borrowers waiting on the fence.
Charles Harris140How 2-1 Buydowns Help Buyers in Higher-Rate Markets
Mortgage expert George Koutsos explains how buyer agents can use 2-1 temporary rate buydowns to lower monthly payments and overcome buyer hesitation in…
George Koutsos110Why Waiting on Rates Now Costs First-Time Buyers (2026)
Rates jumped above 7% in September. Waiting for a dip could mean higher prices, more competition, and lost equity.
Cory Barnes71Mortgage Rates Are Flirting With 7.5%. So What Happens Next?
Mortgage rates are back to flirting with 7.5%, testing the market's psychological ceiling.
Billy Wiegner6420Negotiate a Seller Credit to Buy Down Your Interest Rate
A seller credit used for a rate buydown can cut your monthly payment far more than a same-size price cut. Here's the math and how to negotiate it.
Brittany Armenta Perez202026 Mortgage Market Update: What Borrowers Need to Know
Thirty-year rates hit 7% in September after the Fed's first hike since 2023.
Mike Rogers160The Mortgage Rate Paradox: Rising Rates in a Slow Economy
Mortgage rates are climbing past 7%
Craig Brock130Why the Fed Rate Isn't Your Mortgage Rate
The Fed's rate hikes don't directly move your mortgage quote. Here's why the bond market and the 10-year Treasury yield actually set home loan rates.
Jay Sondhi50The Rate Hike Isn't What You Think.
The Fed raised rates. Before you assume your mortgage rate just jumped too, here's the part the headlines often leave out.
Jennifer Chicano411Why Mortgage Rates Crossed 7%: What the Spike Means
Rising oil prices and sticky inflation pushed the 10-year Treasury yield to its highest since 2007, sending 30-year fixed mortgage rates back above 7%.
Glen Henderson, San Diego Realtor2380Why Economic Turmoil Can Push Mortgage Rates Down
Recessions, depressions, and global wars have historically pushed mortgage rates lower.
Walter and Emily Howard The Howard Team at Fairway Home Mortgage NMLS 85438 & 163338971
Showing 24 of 83 articles