Interest Rates

How Rising Bond Yields Impact South Florida Homebuyers

Understand how global bond yields drive mortgage rates and what rising borrowing costs mean for your South Florida home buying strategy and monthly payments.

A Jacksonville Beach Mortgage Perspective from Tyler Tatum, Branch Leader | Movement Mortgage

Jacksonville Beach Mortgage Expert Shares Homebuying Strategies Most Buyers Don't Know

What Do Borrowers Care About Most?

"Interest Rates! Survey said?" ❌

What Fed Chair Kevin Warsh Actually Said at Jackson Hole

Fed Chair Kevin Warsh just signaled a major shift in how the central bank communicates. Here is what his Jackson Hole debut means for mortgage rates.

3 Ways to Afford a Home When Rates Stay High

Rates are at 6.65% and holding. Here's how Texas homebuyers can use temporary buydowns, permanent rate buydowns, and state programs to build an affordable monthly payment.

What is the North Carolina Housing Finance Agency

North Carolina Housing Finance Agency

Lets Be Brief

Each Monday a new market update will be available.

The Cost of Waiting: Why Lower Rates May Cost You More

Mortgage Rate History: What the Past 5 Years Mean for

From pandemic-era lows of 2.65% to the recent peak near 8%, mortgage rates have been through a historic cycle.

Bessent's TGA Pivot: A New Era for Bond Buybacks

Treasury Secretary Scott Bessent doubled buybacks to $5.4B and signaled the $1T TGA could fund more. Here's what it means for yields and mortgage rates.

The Path to 5% Mortgage Rates: Floors, Strategy, Reality

Mortgage rates won't return to 3%. Here's the structural floor, what blocks a faster drop, and a realistic ETA for the 5% range.

Fed September 2026: Rate Lock Strategy

The Fed holds rates at 3.50%-3.75% but markets now price a September hike. Here's when to lock your mortgage rate and how to protect your deal.

Why So Many Wyoming Homeowners Have Equity Locked in Their Homes—and How a Refinance Could Put It to Work

More than four in ten mortgaged Wyoming homes were equity-rich in early 2026. For some homeowners, a thoughtful refinance review may reveal opportunities to consolidate debt, improve a property, remove mortgage insurance, or choose a loan structure that better fits their goals.

Why I'm Telling Everyone I Know to Buy Now

Waiting for lower rates may cost you the best deal of the market cycle. With rates at 6.66% but seller concessions rising, savvy buyers can lock in leverage now.

Portable Mortgages: How the MOVE Act Could Unlock Housing

Rep. Tom Kean's MOVE Act would let homeowners keep their low mortgage rate when moving.

Why the Fed Hold Matters for Your 2026 Refinance

Onpoint Mortgage Pro explains why the Fed's August 2026 rate-hold creates a strategic window: time to strengthen credit and equity before refinancing opens in…

Are Mortgage Rates Dropping? What Buyers Should Know Now

30-year rates sit at 6.74%. But falling rates bring a surge in competition that can erase your savings — here's the smarter strategy for homebuyers in August…

Mortgage Rates 2023–2026: Nearly Flat for 4 Years

30-year fixed rates averaged 6.81% in 2023, 6.72% in 2024, 6.60% in 2025, and 6.31% YTD in 2026. Here's the 18-month forecast and what it means for buyers.

Lower Rates Do Not Always mean a Lower Payment

A lower rate does not always mean your payment will be lower here is why

2026 Housing Market: Buy Now or Wait on Rates?

Rates held near 6.6% all spring while prices kept climbing. Here's what the 2026 market means for buyers deciding whether to lock in now or hold out.

Stop Waiting for the Bottom: Personal Timing Beats Market

Rates are stuck near 6.7% while prices keep inching up. Here's the math on why waiting for a lower rate can cost you more than it saves — and when personal…

Do Midterm Elections Move Mortgage Rates?

Every two years, buyers and homeowners ask the same question heading into a midterm election: will rates spike, drop, or hold steady until the results are in? This article breaks down what actually happened to the 10-Year Treasury yield, the mortgage-backed securities (MBS) spread, and the 30-year f

What did the FED do about interest rates last week?

Oil Slumps and Bonds Rally as Trump Halts Iran Strike

Oil prices fell below $80 following President Trump’s decision to call off a strike on Iran. Discover how this geopolitical pivot is boosting mortgage bonds.