Latest Articles
Should I Wait for Mortgage Rates to Drop? (2026 Guide)
Waiting for rates to drop? Discover why timing the market often costs more in 2026 and how Denver home prices impact your long-term buying power.
Dave Cook40Should You Wait for Mortgage Rates to Drop Before Buying a Home?
Should you wait for mortgage rates to drop? Maybe...but lower rates often bring more competition.
Craig Messman10San Diego Real Estate Market: 2026 Selling Guide
San Diego home prices hit a $900k median in 2026. Learn how to maximize equity and navigate 6.3% mortgage rates in this expert local seller's guide.
Glen Henderson, San Diego Realtor240APR vs. Rate: Why the "Best" Mortgage Rate Is Often a Lie
The gap between mortgage rate and APR reveals the hidden costs of your loan. Learn how lenders use discount points to manufacture "teaser" rates in 2026.
Alex Anderson10June 2026 CPI Report: Inflation Cools to 3.5% as Rates Pivot
June 2026 CPI data shows inflation falling to 3.5%, lower than estimates. Discover what this means for Federal Reserve interest rates and mortgage trends.
Michael Poche20Mortgage Rate Lock Strategies: Why Strategy Beats Rate in 2026
In 2026's volatile mortgage market, strategy beats rate alone. Discover how geopolitical shocks like the Iran conflict impact your lock and why proactive…
Doug Shoemaker10War in Iran: How 2026 Geopolitics are Driving Mortgage Rate
The 2026 war in Iran has pushed mortgage rates above 6.5%. Discover how rising energy prices and Federal Reserve caution are reshaping the U.S. housing market.
Bill Merren20Strait of Hormuz Closure: Oil Hits $74 Amid Fed Rate Hike
Oil prices spike to $74/barrel as Iran closes the Strait of Hormuz. US strikes 140 targets, fueling inflation fears and an 87% chance of a Fed rate hike.
Michael Poche10Current Mortgage Rates Breakdown: 2026 Homebuyer Guide
Average 30-year mortgage rates hit 6.43% in July 2026. Compare fixed vs. adjustable rates and learn how to secure the lowest interest rate for your home.
Kristy Grams40Fed Reform: Kevin Warsh Names Task Force "A-Team" for 2026
Kevin Warsh names Doug McMillon and Marc Andreessen to lead five task forces aimed at reforming Federal Reserve policy, signaling a likely rate pause through…
Michael Poche250Interest Rate Market 2026: Fed Policy & Mortgage Trends
The Fed holds rates at 3.50% in July 2026 as mortgage rates hover near 6.43%. Explore Goldman Sachs' forecast and what the labor market cooling means for you.
Artis Alexander200Inside the Divided Fed: Will the June Jobs Slowdown Stop
Fed minutes reveal a three-way split on rate hikes. With only 57,000 jobs added in June, find out why the Federal Reserve may stay on the sidelines in 2026.
Michael Poche10Iran Conflict 2026: Why Mortgage Rates and Bond Yields Are
With Iran tensions pushing yields to 4.58%, 30-year mortgage rates have hit 6.62%. Learn how energy-led inflation is causing rates to rise in July 2026.
Jesse Cronen002026 Mortgage Trends: Forecasts, Rates, and Market Outlook
Mortgage rates in 2026 are projected to hover between 6% and 6.5%. Explore expert forecasts on the lock-in effect, inventory shifts, and top housing markets.
Brad Johnson102Mortgage Rates Stabilize and lower in July. What to know.
Learn why the 30-Year Treasury Yield (TYX) is driving this trend and whether you should lock your rate…
Nathan Matheny1012026 Housing Market Forecast: The Great Reset for Buyers
The 2026 housing market enters a Great Reset as inventory jumps 8% and mortgage rates stabilize near 6.3%.
Steven Weiss10Prequalify for Free Using HomeIQ and LoanBot AI (2026)
Discover how to use My Home IQ and LoanBot AI to play with the numbers and prequalify yourself for free. Take control of your home equity and buying power in 2026.
Tim Powers30Mortgage Rates Hold at 6.49% for July 2026 Update
Mortgage rates held steady at 6.49% this week as application volume surged 10.8%. Discover if now is the right time to lock your rate in the 2026 market.
Keith Wilson8402026 Mortgage Rate Outlook: Why the Future is Positive for Buyers
Mortgage rates in 2026 are stabilizing at 6.65%, fueling a projected 14% rise in home sales.
Tony Farias1202026 Mortgage Guide: Rates, Credit Scores, and Buying Tips
The 2026 mortgage market delivers 6.5% average rates and a 9% inventory surge. Learn how VantageScore 4.0 and new lending rules impact your home-buying…
Taylor Alison Swift50Mortgage Guide 2026: Market Forecast and Current Rates
Mortgage originations are projected to hit $2.2 trillion in 2026. Discover the latest interest rate trends and regulatory changes shaping the housing market.
Kathy pery1312026 Mortgage Guide: Rates, Forecasts, and Loan Trends
Mortgage rates in July 2026 are stabilizing near 6.5%. Compare FHA vs. conventional loans and see why the MBA forecasts steady rates through 2027.
Lakshmi demo1200Hamilton County Guide to Mortgage Rate Buydowns (2026)
Lower your Hamilton County mortgage payments with seller-paid buydowns. 2-1 temporary and permanent rate discounts for Carmel and Westfield buyers.
Jon Knight390Portable Mortgages: Solving the US Housing Inventory Global
Explore how portable mortgages could unlock the US housing market by allowing sellers to keep their low interest rates when moving to a new home.
Walter and Emily Howard The Howard Team at Fairway Home Mortgage NMLS 85438 & 1633389172
