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    • San Ramon, CA

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    A

    Andre Makapagal

    @andremakapagal

    Senior Loan Officer

    E Mortgage Capital

    Mortgage Loan Officer

    Knoxville, TN
    6Articles

    About Andre

    My first job was in 1979 as clubhouse boy for the Lodi Dodgers (Class A affiliate of the LA Dodgers). Dad drove the team bus, and I learned real service—washing uniforms, sweeping floors, polishing cleats, and doing whatever needed doing when nobody was watching. Mostly thankless, entirely formative: I learned to serve. I still serve—now as a loan officer. I help borrowers buy homes, lower mortgage payments, or pull cash when they need it. It pays better than washing baseball uniforms, but the

    Connect

    E Mortgage Capital
    Senior Loan Officer
    Location
    Knoxville, TN
    Website
    emortgagecapital.com
    Member since
    July 2026

    Andre's Articles

    What Do Borrowers Care About Most?

    Home Buying

    What Do Borrowers Care About Most?

    "Interest Rates! Survey said?" ❌

    Aug 28, 2026·3 min read·241
    Home Buying
    Mortgage Rates
    Rancho Penasquitos: "PQ or Pinoy-quitos"

    Mortgage Rates

    Rancho Penasquitos: "PQ or Pinoy-quitos"

    ...or, "Little Cliffs Ranch" if you prefer

    Aug 26, 2026·3 min read·142
    Mortgage Rates
    First-Time Buyer
    What's the prescription for lower interest rates?

    Real Estate

    What's the prescription for lower interest rates?

    More -bps!

    Aug 12, 2026·4 min read·211
    Real Estate
    Mortgage Rates
    My (California) East Tennessee Neighborhood?

    Real Estate

    My (California) East Tennessee Neighborhood?

    ...blame the developer! 😉

    Aug 6, 2026·2 min read·130
    Real Estate
    First-Time Buyer
    "Honey, let's get a mortgage today!"

    Real Estate

    "Honey, let's get a mortgage today!"

    -Says No One

    Aug 4, 2026·2 min read·432
    Real Estate
    Home Buying
    "Should I Lock My Mortgage Rate Today or Wait?"

    Mortgage Rates

    "Should I Lock My Mortgage Rate Today or Wait?"

    "This indecision's buggin' me | So come on and let me know..." -The Clash (1982)

    Jul 24, 2026·2 min read·342
    Mortgage Rates
    Home Buying

    Showing 6 of 6 articles

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