Higher rates are cooling competition and handing buyers rare negotiating leverage.
A low interest rate can hide points, buydowns, and fees that cost you more. Compare the full loan math — APR, break-even, and credits — before you sign.
A 2-1 buydown lowers your San Diego mortgage payment for two years as your income climbs.
Utah rates just jumped. Is waiting for lower rates a mistake? Kris Matyas explains why buyers should weigh the whole deal—seller concessions, buydowns…
Stop waiting for lower rates. Elevated mortgage rates create a buyer's market with more choices, motivated sellers, and concessions that pay your closing costs.