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    Michael Martin

    @michaelmartin

    25+ Years of expertise

    Branch Manager | NMLS# 131445

    Fairway Home Mortgage

    Mortgage Loan Officer

    7721 Six Forks Road, Suite 120Raleigh, NC 27615
    13Articles
    1Answers
    1Accepted

    About Michael

    Martin Mortgage Group is your premier mortgage team located in Raleigh, North Carolina. We pride ourselves on offering some of the most competitive rates nationwide and make the loan process simple, straightforward and fast for borrowers seeking a mortgage in the Raleigh area. Whether you are first time home buyer, purchasing your dream home, refinancing an outstanding loan, or consolidating debt, the highly experienced team of mortgage brokers here can help you take that first step toward a fin

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    Fairway Home Mortgage
    Branch Manager | NMLS# 131445
    Website
    yournclender.com
    Member since
    July 2026

    Michael's Articles

    Bridge Loan vs. HELOC: Buying Before You Sell

    Bridge Loans

    Bridge Loan vs. HELOC: Buying Before You Sell

    Discover whether a bridge loan or HELOC is the better strategy for buying your next home before selling your current one in the Raleigh market.

    Oct 6, 2026·6 min read·60
    Bridge Loans
    HELOC
    Asset-Based Mortgages: Buying a Home Without a Paycheck

    Retirement

    Asset-Based Mortgages: Buying a Home Without a Paycheck

    Your savings and investments can qualify you for a home loan even without a traditional paycheck. Here's how asset-based mortgages work.

    Oct 5, 2026·4 min read·100
    Retirement
    mortgage
    Contingent vs. Clean Offers: Buy Before You Sell in Raleigh

    Raleigh

    Contingent vs. Clean Offers: Buy Before You Sell in Raleigh

    Two offers, same price. The clean one wins. Here's how Raleigh Realtors help move-up sellers buy before they sell and stop writing contingent offers.

    Oct 3, 2026·8 min read·270
    Raleigh
    mortgage
    Buy Before You Sell in Raleigh, NC: How to Move Only Once

    Raleigh

    Buy Before You Sell in Raleigh, NC: How to Move Only Once

    Tired of the sell-first shuffle? A bridge loan unlocks your home equity so you can buy your next home, move once, and list the old one empty.

    Oct 2, 2026·8 min read·80
    Raleigh
    Bridge Loan
    DSCR Loans in Raleigh: Qualify Using Rental Income

    mortgage

    DSCR Loans in Raleigh: Qualify Using Rental Income

    DSCR loans let you qualify for rental properties based on the property's income instead of your tax returns — the key to scaling a portfolio in Raleigh and the…

    Oct 1, 2026·9 min read·40
    mortgage
    Real Estate
    Mortgage Secrets for the Self-Employed: Beyond Tax Returns

    Self-Employed

    Mortgage Secrets for the Self-Employed: Beyond Tax Returns

    Tax write-offs shouldn't cost you a home. Learn how bank statement loans and expert return analysis help self-employed business owners qualify for more.

    Sep 30, 2026·10 min read·110
    Self-Employed
    Mortgage Rates

    Showing 6 of 13 articles

    Questions & Answers

    Get answers from Michael

    R
    Rob Quintero• 1 weeks ago

    What is your market doing right now? Are listings sitting even with significant price reductions?

    M
    Michael MartinAccepted Answer

    I'm in Raleigh, NC and our listings are continuing to pile up. As rates continue to climb and as we head into the holiday season, I'm concerned that price reductions will become the norm. I've been a loan officer since 2002 so I've seen this cycle before and it isn't pretty. The political background is what seems to be currently fueling this issue and unless there are some changes at the midterms, I'm not sure we will see the interest rate enviornment change much for the next few years.

    View full answer →
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