Latest Articles
Elkhart County Mortgage Market 2026: Trends & Data Breakdown
Explore the state of the Elkhart County mortgage market in 2026. Data shows median prices reaching $270,000 and 36 days on market as the RV industry stabilizes.
Walter Cortes120Why Condos Get Denied in San Diego (And How to Get Approved)
Discover why condos get denied by lenders in San Diego and how a proper project review can help you get approved before walking away. (2026 Update)
Desiree Lowe290Info on Down Payment Assistance
First Time Home Buyers
Marlene Castagna20Guide To Buying Your First Home In Hamilton County (2026)
Senior Loan Officer Jon Knight shares a step-by-step guide to Hamilton County's $423,750 median market, including 0% down programs and local tax tips for 2026.
Jon Knight140Buy Before You Sell: How Today's Homeowners Are Winning Without a Contingent Offer
What if you could buy your next home before selling your current one? Today's financing strategies can help many homeowners eliminate a home sale contingency, leverage their equity, and move with greater confidence. Here's how.
Kelly Rogers140How to Build Your Teenager’s Credit Score in 30 Days (2026)
Authorized user piggybacking can establish a teen's credit score in 30 days. Learn the risks, bank age limits, and how to safely build a financial head start.
Kim Violette2970How Much Income Do You Need to Buy a $1 Million Home in Scottsdale?
A buyer purchasing a $1 million Scottsdale home with 20% down may need roughly $160,000 to $191,000 in annual qualifying income, depending on debts and underwriting. Learn how rates, taxes, insurance, HOA dues, credit and down payment affect the calculation.
Mark Merry10Jumbo Mortgages in Scottsdale: Why Strong Borrowers Still Run Into Approval Problems
Scottsdale jumbo mortgage expert Mark Merry explains why strong financials aren't always enough for approval. Learn to navigate complex income and asset rules.
Mark Merry12Can You Get a Mortgage Without W-2 Income in Denver?
Learn how self-employed borrowers, freelancers, and 1099 contractors can qualify for a mortgage in Denver without traditional W-2 income.
Jennifer Chicano10Using Home Equity for Urgent Repairs in 2026: Fast HELOC
Leverage your equity to tackle home repairs before costs multiply. Discover how loanDepot's 5x5 Home Loan offers approval in 5 minutes and funding in 5 days.
Norica Yousefian910Megan Wiegand: Personalized Mortgage Solutions for Colorado
Colorado native Megan Wiegand brings 10 years of mortgage expertise to Elevations Credit Union, prioritizing client education over sales for a personalized…
Megan Wiegand11The 5 Biggest Things First Time Homebuyers Need to Think About Before Buying Their First Home
If you are a first-time homebuyer, you are making one of the biggest financial decisions to date. Are you prepared?
Craig Messman00Why This Real Estate Investor Chose a Reverse Mortgage Instead of Refinancing Two Rental Properties
Discover how a 69-year-old real estate investor used a HECM reverse mortgage to access capital, avoid refinancing two paid-off rental properties, preserve cash flow, and purchase another income-producing investment property.
Mandie Sue Mills10They Didn't Want a Mortgage in Retirement; So They Bought Their Dream Home Without One
How a HECM for Purchase Helped a Couple Buy Their South Carolina Dream Home Without a Monthly Mortgage Payment
Mandie Sue Mills31Why Rural Wyoming Lending Is Different Than What You See in the National Headlines
National housing headlines often miss the reality of rural Wyoming real estate. In communities like Casper, lending is built on relationships, local knowledge, and face-to-face service—not call centers and online portals. After 21 years in mortgage lending, I've seen firsthand how local lenders help
Kim Woodworth152Why Renting Isn’t Always the Best Option, Especially for This Generation
Renting is not bad, but staying in a renting cycle without a plan is expensive.
Craig Messman11Rent vs. Buy in Central Indiana: 2026 Financial Analysis
Is it better to rent or buy in Indy? Data shows Indiana is the #1 state for affordability in 2026. Explore the math on equity, rent inflation, and inventory.
Jon Knight111Buying a Home in 2026: Mortgage Rates and Market Forecast
Navigate the 2026 housing market with stabilized 6.3% mortgage rates, a 9% boost in inventory, and new credit score rules for first-time buyers.
Sheilla Lavadia211How Much House Can I Afford in King and Pierce County?
Calculate your home buying power in Washington. See the income needed for a home in King and Pierce County with current 2026 mortgage rates and median prices.
Walter and Emily Howard The Howard Team at Fairway Home Mortgage NMLS 85438 & 163338911Orange County Mortgage Pre-Approval: 2026 Guide for Buyers
Secure your 2026 mortgage pre-approval in Orange County. Learn today's credit score rules, inventory shifts, and how to win in a $1.2M median price market.
Nathan Carpenter30Mortgage Lender Reputation: Why It Matters as Much as Rates
Mortgage rates are only half the battle. Discover why lender reputation, communication, and closing certainty are critical to securing your home in 2026.
Brad Jagacki30Hamilton County Guide to Mortgage Rate Buydowns (2026)
Lower your Hamilton County mortgage payments with seller-paid buydowns. 2-1 temporary and permanent rate discounts for Carmel and Westfield buyers.
Jon Knight390FHA vs. Conventional: Your Central Texas Mortgage Guide
Deciding between FHA and Conventional loans? Josh Penland breaks down credit scores, down payments, and assistance for Austin and Central Texas homebuyers.
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