@marksmith
Senior Loan Officer | NMLS# 295910
Legacy Mutual Mortgage
Mortgage Loan Officer
Mark loves to close. When he opens the office in the morning, all he can think about is closing! Since 1994, Mark Smith has helped families buy and refinance homes, with more than 5,000 loans closed. Based in Austin, he started as an underwriter, so he knows what gets a file approved before it ever goes in. Today he leads The Mark Smith Team at Legacy Mutual Mortgage, specializing in FHA, VA and conventional loans, mortgages for self-employed borrowers, and non-QM loans (DSCR, bank statement and more). First-time buyer, veteran, business owner, investor or move-up buyer, Mark will walk you through rates, programs and loan structure. He's always available for your questions. Don't stop believing. Mark sure won't! NMLS #295910
Real Estate
A Coast Guard member was denied a VA loan because his new job started 10 months out. That isn't VA's rule. Here's what VA actually requires before your ETS.
Real Estate
Self-employed and want to buy a home? Minimizing your tax liability can backfire.
Real Estate
Texas is the only state that caps how much home equity you can borrow against. Put 20% or more down here and that money can be locked out of reach for good.
Credit Repair
Credit repair companies profit from months of disputes that can't work. The truth: accurate negative items can't be erased.
Mortgages
Most loan officers can't read a complex tax return. Veteran lender Mark Smith exposes the technical landmines that kill self-employed mortgages and how to fix…
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