Down Payment
The 20% Down Payment Myth: Finding Your Best Number
Think you need 20% down to buy a home? Learn why that number may be holding you back — and how to calculate the right cash reserve for your move.
@jonknight
Senior Loan Officer
Fairway Independent Mortgage Corporation
Mortgage Loan Officer
Jon Knight is a Loan Officer with Fairway Independent Mortgage Corporation serving Carmel, Indianapolis, and communities throughout Indiana. With more than 30 years of mortgage industry experience, he specializes in Conventional, Jumbo, FHA, VA, construction, and first-time homebuyer financing. Jon originated more than $53 million in residential loans for 125 families in 2025 and has been recognized as a Scotsman Guide Top 1% Originator and Military Mortgage Specialist. He holds a degree in Accounting, Finance, and Marketing from the Indiana University Kelley School of Business and is known for providing practical, client-focused mortgage guidance.
Down Payment
Think you need 20% down to buy a home? Learn why that number may be holding you back — and how to calculate the right cash reserve for your move.
mortgage
Comparing APR across lenders sounds smart — but as a 31-year loan officer, I've watched the APR on a Loan Estimate get dressed up to win business.
Carmel
Senior Loan Officer Jon Knight breaks down home prices, property taxes, school ratings, and commute times for Hamilton County's top four cities — and shares…
Mortgage Rates
Mortgage rates may not fall much in 2026, but Hamilton County home values keep climbing.
mortgage
Senior Loan Officer Jon Knight shares 5 critical mistakes Hamilton County buyers make and how to secure your financing before you shop.
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