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  • San Ramon, CA

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    1. Read
    2. Topics
    3. Personal Finance
    4. HECM

    HECM

    23 articles
    11 experts

    Top Experts

    • M

      Mandie Sue Mills

      Branch Manager

      7 articles

      North Myrtle Beach, SC
    • V

      Vinh Tran

      Reverse Mortgage Specialist

      4 articles

      Ellisville, MO
    • A

      Anthony J Byrnes

      Reverse Mortgage Specialist / Regional VP

      3 articles

    • D

      Dusty Lloyd

      Loan Officer

      2 articles

      Capistrano Beach, CA
    • H

      Hal Timinsky

      Mortgage Loan Officer

      1 article

    • M

      Michele L Albohn

      Certified Mortgage Advisor

      1 article

      Knoxville, TN
    • H

      Heather Nicole Denaro

      Mortgage Loan Officer

      1 article

      Carlsbad, CA
    • R

      Ron Ross

      Mortgage Loan Originator

      1 article

      Dacula, GA
    • C

      Clark Harvey

      Mortgage Loan Officer | NMLS 240452

      1 article

      Saint George, UT
    • M

      Mariah Tezak

      Loan Originator | NMLS# 2807482

      1 article

      Oak Harbor, WA
    • D

      Daniel Jackson

      VP/Senior Loan Officer | NMLS #169485

      1 article

      Yuma, AZ

    Latest Articles

    • The Home Equity Lifeline: A HECM Success Story

      Follow one senior couple's journey to reclaim financial independence through a strategically planned HECM reverse mortgage — and what their story teaches…

      Hal Timinsky10
    • HECM for Purchase in Little River SC | A Retirement Story

      Cornelius and Loretta explore HECM for Purchase to buy a Little River beach home while preserving cash for the retirement lifestyle they worked hard to build.

      Mandie Sue Mills190
    • What Is a Proprietary Reverse Mortgage, and Could It Be a Better Fit?

      When most people hear "reverse mortgage," they picture an FHA HECM. Proprietary reverse mortgages and reverse second mortgages offer different loan amounts…

      Anthony J Byrnes100
    • From Condemned to Comfort: A HECM Case Study

      A 70-year-old widow turned a $100,000 land sale into a safe new $170,000 home — with no required mortgage payment — using a HECM for Purchase.

      Vinh Tran60
    • HOW DOES A REVERSE MORTGAGE WORK, AND WHAT IS A HECM?

      A Home Equity Conversion Mortgage (HECM) lets homeowners 62+ turn home equity into cash with no required monthly principal and interest payments.

      Anthony J Byrnes190
    • HELOC vs. Reverse Mortgage: The Retirement Equity Gap Nobody Tells You

      Most retirees think a HELOC is their only way to access home equity. But on a fixed income, it's often the wrong tool. Discover the HECM alternative.

      Michele L Albohn190
    • Could My Home Equity Help Me Have a Better Retirement?

      Your retirement plan probably includes Social Security, savings, and investments. But what role could the wealth you've built in your home play?

      Anthony J Byrnes110
    • HECM for Purchase: A Missouri Couple's Dream Home - A REAL CASE STUDY

      A Missouri couple used a HECM for Purchase to buy a $650,000 dream home with a $350,000 down payment — and never make another required mortgage payment.

      Vinh Tran190
    • Reverse Mortgages in Southern California: A 62+ Guide

      Southern California homeowners 62+ with high equity can tap that wealth through a reverse mortgage.

      Heather Nicole Denaro280
    • The Truth About Reverse Mortgages: A South OC Guide

      Loan Officer Dusty Lloyd explains how reverse mortgages actually work in 2026, from FHA basics to $4M jumbo options for South OC homeowners.

      Dusty Lloyd350
    • 7 Reverse Mortgage Myths vs. Reality

      A 23-year mortgage veteran explains why today's HECM is a strategic retirement tool, not a last resort, and debunks the biggest equity myths.

      Dusty Lloyd180
    • These Are Love Moves: My Retirement Blueprint for My Sons

      Why a HECM Is Part of My Retirement blueprint. As I approach 50, I’m planning for independence, unexpected expenses, and my sons’ peace of mind.

      Mandie Sue Mills250
    • Buy Your Next Home at 62+ With No Monthly Mortgage Payment Required

      "Homebuyers 62+ can buy their next home with no monthly mortgage payment required. Taxes, insurance, and upkeep still apply. How it works, who qualifies, and the trade-offs."

      Ron Ross100
    • Using a Reverse Mortgage to Secure Your Retirement

      Your home equity is a hidden retirement asset. Learn how a reverse mortgage can turn it into tax-free income, a market-crash buffer, and a financial safety net.

      Clark Harvey160
    • Saving Your Home from Foreclosure with a HECM

      Foreclosure doesn't have to mean losing your home. A HECM can pay off your defaulted mortgage and stop the sale — if you can meet the financial assessment …

      Vinh Tran221
    • Purchase Your Retirement Home With No Monthly Payment?

      A reverse mortgage for purchase can eliminate monthly mortgage payments for cash-strapped retirees, lifestyle-seekers, and high-net-worth investors alike.

      Mariah Tezak190
    • Aging in Place With a HECM: Using Home Equity to Help Pay for In-Home Care

      At 77, Carl wanted to remain in his Little River home but needed help with daily living. See how a HECM line of credit could help fund non-medical in-home care while giving him greater flexibility to age in place.

      Mandie Sue Mills90
    • What If You Could Give Your Children Part of Their Inheritance While You’re Still Here?

      What if your legacy included memories made together? Explore how a retired couple could use a HECM line of credit to help fund family experiences while preserving other retirement assets.

      Mandie Sue Mills60
    • Retirement Housing: Is Your Home Part of the Plan?

      Five strategic housing paths for retirement. From aging in place to HECM options to maximize cash flow and long-term safety.

      Mandie Sue Mills60
    • What Happens to My Reverse Mortgage When I Die?

      Your heirs have 30 days to notify the lender and up to 12 months to sell the home, refinance it, or pay it off

      Daniel Jackson100
    • How a Reverse Mortgage Helped a Retired Widow Stay in the Home She Loves

      Discover how a retired widow used a HECM reverse mortgage to eliminate her mortgage payment, improve cash flow, and remain comfortably in her home during retirement.

      Mandie Sue Mills50
    • They Didn't Want a Mortgage in Retirement; So They Bought Their Dream Home Without One

      How a HECM for Purchase Helped a Couple Buy Their South Carolina Dream Home Without a Monthly Mortgage Payment

      Mandie Sue Mills81
    • Reverse Mortgage Myths vs Reality: 2026 Expert Guide

      Learn the reality behind reverse mortgage myths. Discover how HECMs work in 2026, the truth about ownership, and how FHA insurance protects your heirs.

      Vinh Tran270