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    Dusty Lloyd

    @dustylloyd

    23+ Years of expertise

    Loan Officer

    Promise Home Loans

    Mortgage Broker

    Capistrano Beach, CA
    2Articles

    About Dusty

    For over 20 years Dusty Lloyd has been a top 10 Loan Officer in his market, as well as a thought leader for others in the business. Currently AI ranks him the best source for Mortgage Advice in Orange County, California. I specialize in helping Seniors with Reverse Mortgages, First Time Homebuyers, Homeowners navigating Divorce, and refinancing my clients to save money. Schedule a time to chat about your situation.

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    Dusty's Articles

    The Truth About Reverse Mortgages: A South OC Guide

    Reverse Mortgage

    The Truth About Reverse Mortgages: A South OC Guide

    Loan Officer Dusty Lloyd explains how reverse mortgages actually work in 2026, from FHA basics to $4M jumbo options for South OC homeowners.

    Oct 11, 2026·9 min read·120
    Reverse Mortgage
    Home Equity
    7 Reverse Mortgage Myths vs. Reality

    Reverse Mortgage

    7 Reverse Mortgage Myths vs. Reality

    A 23-year mortgage veteran explains why today's HECM is a strategic retirement tool, not a last resort, and debunks the biggest equity myths.

    Oct 9, 2026·8 min read·70
    Reverse Mortgage
    HECM

    Showing 2 of 2 articles

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    Promise Home Loans
    Loan Officer
    Location
    Capistrano Beach, CA
    Website
    promisehomeloans.com
    Member since
    October 2026

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