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    • San Ramon, CA

    © 2026 VOCE.COM. All rights reserved.

    1. Read
    2. Topics
    3. Personal Finance
    4. Retirement Planning

    Retirement Planning

    21 articles
    12 experts

    Related Tags

    Home Financing21
    Financial Planning16
    Insurance14
    Health Insurance5
    Home Insurance5
    Life Insurance3
    Financial Assistance1
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    Latest Articles

    • Will I still own my home if I get a reverse mortgage?

      Quick answer: Yes. Your name stays on the title and you remain the legal owner of your home for as long as you live there, pay your property taxes and insurance, and keep the home maintained.

      Daniel Jackson30
    • The Villages Market Just Softened — Is Now the Window?

      Prices in The Villages have eased over the past year while homes are still selling at a healthy pace. That combination usually means opportunity, not trouble.

      Scott Shannon40
    • Medicare & Cancer: The Real Cost of Coverage Gaps

      Original Medicare leaves you exposed to an uncapped 20% coinsurance on cancer care, plus costs Medicare never covers. Here's what a diagnosis really costs.

      Matthew Wood40
    • Choosing the Right Coverage: Health & Life Insurance Guide

      PPO, HMO, term, whole — a broker-led breakdown of health and life insurance types to help you protect your family's finances.

      Jeff Japour50
    • Why choose Clayton NC for your next home?

      Christie Latham100
    • Can I Get a Reverse Mortgage If I Still Owe Money on My Yuma House?

      Quick answer: Yes. Most reverse mortgage borrowers still have a mortgage balance when they apply. The existing balance is simply paid off using your reverse mortgage proceeds at closing, and you're left with a reverse mortgage and no monthly payment going forward.

      Daniel Jackson50
    • How Seniors Can Use Reverse Mortgages to Age in Place in 2026

      Discover how seniors use reverse mortgages to fund home modifications and long-term care. Learn about the 2026 HECM limit of $1,249,125 and age-in-place pros.

      Vinh Tran61
    • What Happens to My Reverse Mortgage When I Die?

      Your heirs have 30 days to notify the lender and up to 12 months to sell the home, refinance it, or pay it off

      Daniel Jackson60
    • They Still Loved Each Other… They Just Wanted Different Retirements

      Learn how a couple navigating a silver divorce used HECM for Purchase reverse mortgages to buy homes that matched their retirement goals without taking on required monthly mortgage payments. Discover how home equity can support housing decisions after divorce.

      Mandie Sue Mills51
    • Silver Divorce: Using Reverse Mortgages to Save Retirement

      Silver divorce derails 49% of senior retirements. Discover how a reverse mortgage buyout or H4P strategy can preserve assets and eliminate monthly payments.

      Vinh Tran41
    • Littleton Home Equity: Are Reverse Mortgages Still Risky?

      Retirees in Littleton, CO are tapping into record home equity. Learn how today's HECMs offer strategic advantages and federal protections for Arapahoe County…

      Cameron Becnel51
    • Where to Retire in Naples, Florida: 2026 Community Guide

      Forget generic lists. This 2026 local guide maps Naples retirement communities by lifestyle, from beach access to private golf clubs and active 55+ enclaves.

      Shaina Newkirk111
    • The Active Retirement Guide to Lake Murray, SC

      A Local's Guide to Staying Active, Making Friends & Loving Retirement

      Mandy Saunders93
    • Why Real Estate is a Powerful Retirement Portfolio Component

      Real estate offers a 2026 inflation hedge, tax-efficient income, and 5-6% projected appreciation, making it an essential stabilizer for retirement portfolios.

      Dave Shelor90
    • Unlock Liquidity Without Disrupting the Portfolio A Strategic Alternative to Margin Loans for High-Net-Worth Clients

      Thierry Abel1380
    • Why Advisors Overlook Home Equity in 2026 Planning

      With 66% of household wealth tied to home equity in 2026, advisors who ignore housing capital miss critical opportunities to boost safe withdrawal rates.

      Vinh Tran80
    • Home Equity: How Homeowners Overlook Their Richest Asset

      Homeowners are sitting on record equity but failing to use it. Learn how to transform housing wealth into a strategic financial tool for retirement and beyond.

      Vinh Tran50
    • How Reverse Mortgages Boost Senior Cash Flow in 2026

      Seniors can unlock home equity to eliminate mortgage payments and secure a tax-free line of credit. Discover how 2026 HECM rules improve retirement cash flow.

      Vinh Tran30
    • Legacy vs. Liquidity: Why Seniors Resist Reverse Mortgages

      How Great Depression trauma and a desire for debt-free legacies drive senior resistance to reverse mortgages. Learn why retirees choose safety over liquidity.

      Vinh Tran70
    • Reverse Mortgage Myths vs Reality: 2026 Expert Guide

      Learn the reality behind reverse mortgage myths. Discover how HECMs work in 2026, the truth about ownership, and how FHA insurance protects your heirs.

      Vinh Tran220
    • Why Seniors Are Rethinking Reverse Mortgages in 2026

      In 2026, seniors hold $14.62 trillion in home equity. specialist Vinh Tran explains why the reverse mortgage is the most misunderstood tool for aging in place.

      Vinh Tran100

    Top Experts

    • V

      Vinh Tran

      Reverse Mortgage Specialist

      8 articles

      Ellisville, MO
    • D

      Daniel Jackson

      VP/Senior Loan Officer | NMLS #169485

      3 articles

      Yuma, AZ
    • S

      Scott Shannon

      Operating Branch Manager

      1 article

      Ocala, FL
    • M

      Matthew Wood

      Insurance Advisor (Medicare/Health/Life)

      1 article

      Clayton, NC
    • J

      Jeff Japour

      Health & Life Insurance Broker

      1 article

      St. Petersburg, FL
    • C

      Christie Latham

      Loan Officer | NMLS# 959118

      1 article

      Clayton, NC
    • M

      Mandie Sue Mills

      Branch Manager

      1 article

      North Myrtle Beach, SC
    • C

      Cameron Becnel

      Loan Officer

      1 article

      Littleton, CO
    • S

      Shaina Newkirk

      Real Estate Advisor

      1 article

      Naples, FL
    • M

      Mandy Saunders

      Realtor®

      1 article

      Lexington, SC
    • D

      Dave Shelor

      Branch Manager NMLS #150473

      1 article

      Christiansburg, VA
    • T

      Thierry Abel

      Sr. Residentoal Loan Advisor | NMLS # 304353

      1 article

      Mill Valley, CA